Personal loans in Chico, TX

From the 2020 Census base to the 2023 estimate, the population rose by about 12.2%. Read the disclosure for an origination fee and any prepayment penalty before signing in Chico. Lenders active in Chico report to a Texas supervisor, identified in the sourced rows below. A larger market lies at Bridgeport, TX about 6 miles away.

The Chico data picture

The figures below are Chico's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: a Census-estimated 1,064, 782nd among Texas's 1,224 places (Vintage 2023).
• Population trend: Roughly 12.2% more residents than the 2020 Census counted.
• Net change: roughly 116 more people than the 2020 Census counted.
• Size percentile: bigger than about 36% of the places in Texas, with 1,064 residents in Chico.
• Land and density: 1.5 square miles of land carry roughly 700 residents per square mile.
• Land area rank: Chico's 1.5 square miles rank 850th of 1,224 places in Texas.
• Within Texas: about 0.0% of the state's population lives in Chico.
• National rank: Chico sits 9,970th by population among the 19,457 places in this dataset.
• Growth rank: Chico's 2020-to-2023 change ranks 179th of 1,224 places in Texas.
• Against the state trend: Chico's 12.2% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Chico is the 720th most densely settled place in Texas.
• Density vs Texas: Chico's 700 people per square mile compare with a state median of 840.
• Location: mapped by the US Census Bureau at 33.2961, -97.7986.
• Nearest larger cities: Bridgeport (6 mi); Alvord (7 mi); Runaway Bay (9 mi); Decatur (13 mi); Bowie (18 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Lake Bridgeport (6 mi); Paradise (12 mi); Bellevue (26 mi) — useful context for the surrounding area.
• Smaller neighbours: 23 places smaller than Chico sit within 50 miles.
• Larger places within 100 miles: 230.

How lenders reach Chico

Chico is a moderately settled community of about 1,064 people, with 73 larger places inside a 50-mile radius. A Texas licence lets a lender serve Chico without a local office, so branch density does not change what its 1,064 residents are offered. For a larger market, the closest option is Bridgeport, TX about 6 miles away.

Before you apply in Chico

Complete these steps first when you borrow in Chico (1,064 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Texas regulator's licence records before you sign.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Make sure the new payment leaves room in a budget you already keep.
7. Pick the shortest term whose payment you can comfortably afford.

In Chico as elsewhere in Texas, the written terms — not the advertisement — are what count for its 1,064 residents.

Which Texas laws govern a loan in Chico

This table holds the Texas rate and licensing rules for consumer loans made to Chico's 1,064 residents.

Chico: area, density and distance

Chico's land area is roughly 1.5 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 700 people per square mile. The state's population centre of gravity, Houston, is roughly 281 miles away. Counting outward 50 miles, 73 larger communities surround Chico. Within the same 50 miles lie 23 smaller Census places.

Chico's place among Texas's 1,224 places

Chico is the 782nd-largest of 1,224 Census places in Texas and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 179th of 1,224 Texas places, putting it near the 85th percentile for growth. Its roughly 700 residents per square mile place it 720th among Texas's places. In land area, Chico ranks 850th among Texas's 1,224 places.