Personal loans in Keysville, VA

Keysville shed about 2.1% of its population between the 2020 base and the 2023 estimate. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Keysville's 794 residents. Verify the lender's Virginia licence against the regulator named below before borrowing in Keysville. For a bigger market, look to Victoria, VA about 14 miles away.

Keysville: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Virginia rules a lender must follow — and they are below.

• Population: the Census counts 794 residents in Keysville (Vintage 2023 subcounty estimate), the 146th-largest figure among Virginia's 227 places.
• Population trend: Lower by roughly 2.1% since the 2020 count.
• Absolute change: 17 residents lost between 2020 and 2023.
• Size percentile: Keysville's 794 people outrank roughly 36% of the places in Virginia.
• Population density: 675 people per square mile on 1.2 square miles of land.
• Land area: Keysville covers 1.2 square miles, the 149th-largest area among Virginia's 227 places.
• Within Virginia: about 0.0% of the state's population lives in Keysville.
• National rank: Keysville sits 11,219th by population among the 19,457 places in this dataset.
• Growth rank: Keysville ranks 181st among Virginia's 227 places for the 2020-to-2023 change.
• Versus Virginia: the state average change is -0.0%, while Keysville moved 2.1%.
• Density rank: Keysville is the 139th most densely settled place in Virginia.
• Against the state median: Keysville runs about 675 residents per square mile, where the Virginia median is 823.
• Location: it lies at 37.0390, -78.4804 in the Census Gazetteer.
• Nearest larger cities: Victoria (14 mi); Chase City (17 mi); Farmville (18 mi); Kenbridge (20 mi); Crewe (22 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller places close by: Drakes Branch (7 mi); Charlotte Court House (9 mi); Phenix (15 mi).
• Smaller places within 50 miles: 16 of them.
• Within 100 miles: 126 places are larger than Keysville.

Inside a Keysville personal loan

With roughly 794 residents, Keysville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Keysville's rank of 146th in Virginia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Keysville loan is knowable in advance — unlike a revolving card balance.

Keysville against the rest of Virginia

Set beside Virginia's 227 places, Keysville ranks 146th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Keysville ranks 181st of 227 in Virginia (about the 20th percentile). By density, at about 675 people per square mile, it ranks 139th in Virginia. The population moved by about 17 people between 2020 and 2023, a 2.1% shift.

A practical checklist for Keysville borrowers

Before you hand your details to a lender in Keysville, where the population is near 794:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Virginia licence with the regulator listed on this page.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Decide the purpose and how you will repay it before approaching any lender.

In Keysville as elsewhere in Virginia, the written terms — not the advertisement — are what count for its 794 residents.

Which Virginia laws govern a loan in Keysville

This table holds the Virginia rate and licensing rules for consumer loans made to Keysville's 794 residents.

Keysville on the map

Inside Keysville's boundaries lie about 1.2 square miles of land, with no significant water area recorded. With 794 residents, the land area yields roughly 675 people per square mile. The largest place in Virginia, Virginia Beach, lies about 137 miles away. Counting outward 50 miles, 22 larger communities surround Keysville. The 100-mile radius contains 126 larger places.