Personal loans in Burkeville, VA
When Virginia caps or restricts a product, lenders either change the terms or withdraw it from Burkeville as from the rest of the state.
Burkeville is a small community of about 416 residents, and a personal loan taken out here is governed by Virginia statute. About 416 people live in Burkeville, placing it 180th of 227 Census places in Virginia. The 2020 count to the 2023 estimate shows about 1.0% decline in Burkeville. Read the disclosure for an origination fee and any prepayment penalty before signing in Burkeville. The nearest larger city is Crewe, VA about 4 miles away.
Local context for Burkeville
Read the local figures below as context; read the sourced Virginia table as the rulebook a lender here must follow.
- Population: a Census-estimated 416, 180th among Virginia's 227 places (Vintage 2023).
- Population trend: Lower by roughly 1.0% since the 2020 count.
- Net change: roughly 4 fewer people than the 2020 Census counted.
- Size percentile: Burkeville's 416 people outrank roughly 21% of the places in Virginia.
- Population density: 416 people per square mile on 1.0 square miles of land.
- By land area: Burkeville ranks 160th among Virginia's 227 places, at 1.0 sq mi.
- Share of Virginia: Burkeville holds about 0.0% of the state's population, some 416 people.
- Nationally: Burkeville is the 13,928th-largest of 19,457 Census places in the dataset.
- Growth in Virginia: Burkeville stands 133rd by percentage change from 2020 to 2023, among 227 places.
- Against the state trend: Burkeville's 1.0% change compares with a Virginia average of -0.0% across its 227 places.
- Density rank: Burkeville places 183rd among Virginia's places by people per square mile.
- Density in context: Burkeville's 416 people per square mile sit against a Virginia median of 823.
- Location: 37.1879 / -78.1944, per the US Census Bureau Gazetteer.
- Nearest larger cities: Crewe (4 mi); Blackstone (13 mi); Victoria (13 mi); Farmville (14 mi); Kenbridge (16 mi). Larger metros often have more branches, but online lenders reach Burkeville on the same terms.
- Nearest smaller towns: Pamplin City (27 mi); Alberta (28 mi); Phenix (31 mi) — useful context for the surrounding area.
- Smaller neighbours: 7 places smaller than Burkeville sit within 50 miles.
- Within 100 miles: 133 places are larger than Burkeville.
Burkeville against the rest of Virginia
Set beside Virginia's 227 places, Burkeville ranks 180th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 133rd of 227 Virginia places, putting it near the 41th percentile for growth. By density, at about 416 people per square mile, it ranks 183rd in Virginia. In land area, Burkeville ranks 160th among Virginia's 227 places.
Where Burkeville sits
Inside Burkeville's boundaries lie about 1.0 square miles of land, with no significant water area recorded. With 416 residents, the land area yields roughly 416 people per square mile. For the state's biggest city, Virginia Beach, the distance is roughly 123 miles. Burkeville has 24 larger places within a 50-mile radius. By land area it ranks 160th of 227 Virginia places.
A practical checklist for Burkeville borrowers
Before you apply in Burkeville, a community of about 416, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Look the lender up in the Virginia regulator's licence records before you sign.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
In Burkeville as elsewhere in Virginia, the written terms — not the advertisement — are what count for its 416 residents.
How lenders reach Burkeville
At roughly 416 people per square mile, Burkeville is lightly settled; 24 larger places lie within 50 miles. Distance to a branch rarely matters for Burkeville's 416 residents: the application is online and the price follows your credit file. The nearest larger city, Crewe, VA about 4 miles away.
Virginia consumer-lending rules applied in Burkeville
Virginia has no separate rate rule for Burkeville; the sourced rows below are what reach every lender that serves its 416 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Virginia State Corporation Commission, Bureau of Financial Institutions (BFI) Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.) | Virginia State Corporation Commission (SCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required from the State Corporation Commission (Va. Code § 6.2-1501) Source says: No person shall engage in the business of making loans to individuals for personal, family, household, or other nonbusiness purposes | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum contract rate, except as otherwise permitted by law (Va. Code § 6.2-303) Source says: no contract shall be made for the payment of interest on a loan at a rate that exceeds 12 percent per year | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
Common questions
What are my options in Burkeville if my credit is poor?
What loan size can I expect in Burkeville?
Do I have to pledge anything to borrow in Burkeville?
Does comparing loans in Burkeville cost me credit score points?
Nearby places
- Crewe, VA — population 2,238
- Victoria, VA — population 1,747
- Blackstone, VA — population 3,336
- Farmville, VA — population 7,478
- Kenbridge, VA — population 1,116
- Keysville, VA — population 794
- Dillwyn, VA — population 441
- Alberta, VA — population 296