Personal loans in Chase City, VA
Chase City, Virginia — home to about 2,052 people — is a small community, so the terms you are offered follow Virginia law rather than any local rule.
Rate-shopping from Chase City costs nothing at pre-qualification, where a soft pull leaves your credit file alone. An estimated 2,052 people make their home in Chase City, a figure that ranks 95th in Virginia. When Virginia caps or restricts a product, lenders either change the terms or withdraw it from Chase City as from the rest of the state. For practical purposes, Chase City's population was stable from the 2020 base to the 2023 estimate. Borrowers who want a bigger city can look to South Hill, VA about 19 miles away.
What the Census records for Chase City
Most of what governs a Chase City loan is written in Virginia law rather than in the city; the sourced notes below make that split concrete.
- Population: about 2,052 people live here, which puts Chase City 95th of 227 Census places in Virginia (Vintage 2023).
- Population trend: No meaningful shift since the 2020 count.
- Size percentile: Chase City's 2,052 people outrank roughly 58% of the places in Virginia.
- Density: roughly 938 residents per square mile, spread over 2.2 sq mi of land.
- By land area: Chase City ranks 114th among Virginia's 227 places, at 2.2 sq mi.
- State share: roughly 0.1% of Virginia's residents live in Chase City (2,052 people).
- National rank: Chase City is 7,536th of 19,457 places nationwide.
- Growth rank: Chase City's 2020-to-2023 change ranks 91st of 227 places in Virginia.
- State comparison: Virginia's places average -0.0% for 2020-to-2023, against Chase City's 0.0%.
- Density in Virginia: Chase City ranks 99th by people per square mile.
- Against the state median: Chase City runs about 938 residents per square mile, where the Virginia median is 823.
- Location: coordinates 36.7998, -78.4610 (US Census Bureau Gazetteer).
- Nearest larger cities: South Hill (19 mi); South Boston (26 mi); Blackstone (32 mi); Crewe (32 mi); Henderson (33 mi). Lenders licensed in the state serve Chase City whether or not they keep a local branch.
- Nearest smaller towns: Boydton (10 mi); Clarksville (14 mi); Drakes Branch (15 mi).
- Within a 50-mile radius: 30 smaller Census places.
- Larger places within 100 miles: 96.
Steps to take before a Chase City loan
These steps shape the offer you get in Chase City, a place of about 2,052 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Virginia licence by checking the regulator named above.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
None of these steps is Chase City-specific: the same Virginia licensing and disclosure rules reach all 2,052 residents.
Where Chase City sits in Virginia
Set beside Virginia's 227 places, Chase City ranks 95th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Chase City ranks 91st of 227 in Virginia (about the 60th percentile). At about 938 people per square mile, Chase City is the 99th most densely settled place in Virginia. The population moved by about 1 people between 2020 and 2023, a 0.0% shift.
Virginia rules behind a Chase City personal loan
When Virginia does not publish a figure, the row links to the source instead of inventing a number; Chase City is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Virginia State Corporation Commission, Bureau of Financial Institutions (BFI) Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.) | Virginia State Corporation Commission (SCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum contract rate, except as otherwise permitted by law (Va. Code § 6.2-303) Source says: no contract shall be made for the payment of interest on a loan at a rate that exceeds 12 percent per year | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| Payday lending status | Legal via licensed short-term lenders; interest capped at a 36% simple annual rate plus limited fees (Va. Code § 6.2-1817) Source says: Interest at a simple annual rate not to exceed 36 percent | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
Chase City: area, density and distance
The Census Gazetteer records about 2.2 square miles of land within Chase City, with no significant water area listed. The resulting density is about 938 people per square mile. The largest place in Virginia, Virginia Beach, lies about 135 miles away. Chase City has 12 larger places within a 50-mile radius. By land area it ranks 114th of 227 Virginia places.
What is available to Chase City borrowers
At roughly 938 people per square mile, Chase City is moderately settled; 12 larger places lie within 50 miles. What is available to Chase City's 2,052 borrowers is set by Virginia licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is South Hill, VA about 19 miles away.
Common questions
What are my options in Chase City if my credit is poor?
What loan size can I expect in Chase City?
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Does comparing loans in Chase City cost me credit score points?
Nearby places
- Boydton, VA — population 299
- Clarksville, VA — population 1,302
- Drakes Branch, VA — population 518
- Keysville, VA — population 794
- Victoria, VA — population 1,747
- Charlotte Court House, VA — population 498
- Scottsburg, VA — population 126
- South Hill, VA — population 4,881