Personal loans in Scottsburg, VA

Where Scottsburg stands

Set out below is Scottsburg's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 126, 219th among Virginia's 227 places (Vintage 2023).
• Population trend: About 1.6% below the 2020 Census base.
• People gained or lost: about 2 fewer since the 2020 base.
• Size percentile: roughly 4% of Virginia's places have fewer residents than Scottsburg's 126.
• Population density: about 170 people per square mile (Census land area 0.7 sq mi).
• By land area: Scottsburg ranks 176th among Virginia's 227 places, at 0.7 sq mi.
• Within Virginia: about 0.0% of the state's population lives in Scottsburg.
• National standing: Scottsburg ranks 17,674th of 19,457 US places.
• Growth in Virginia: Scottsburg stands 164th by percentage change from 2020 to 2023, among 227 places.
• Versus Virginia: the state average change is -0.0%, while Scottsburg moved 1.6%.
• Density in Virginia: Scottsburg ranks 215th by people per square mile.
• Density vs Virginia: Scottsburg's 170 people per square mile compare with a state median of 823.
• Location: 36.7592, -78.7912 (Census Gazetteer coordinates).
• Nearest larger cities: South Boston (8 mi); Halifax (8 mi); Clarksville (16 mi); Chase City (18 mi); Drakes Branch (19 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Virgilina (15 mi); Middleburg (36 mi); Macon (45 mi), each with its own Census population profile.
• Smaller neighbours: 3 places smaller than Scottsburg sit within 50 miles.
• Larger places within 100 miles: 216.

The geography behind Scottsburg

The Census Gazetteer records about 0.7 square miles of land within Scottsburg, with no significant water area listed. That land carries about 170 people per square mile. For the state's biggest city, Virginia Beach, the distance is roughly 153 miles. Counting outward 50 miles, 40 larger communities surround Scottsburg. By land area it ranks 176th of 227 Virginia places.

How Scottsburg compares across Virginia

Scottsburg is the 219th-largest of 227 Census places in Virginia and contains about 0.0% of the state's people. For population change between 2020 and 2023, Scottsburg ranks 164th of 227 in Virginia (about the 28th percentile). By density, at about 170 people per square mile, it ranks 215th in Virginia. In land area, Scottsburg ranks 176th among Virginia's 227 places.

How lenders reach Scottsburg

At roughly 170 people per square mile, Scottsburg is lightly settled; 40 larger places lie within 50 miles. Distance to a branch rarely matters for Scottsburg's 126 residents: the application is online and the price follows your credit file. For a larger market, the closest option is South Boston, VA about 8 miles away.

Inside a Scottsburg personal loan

Scottsburg is a small community of about 126 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Scottsburg loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Scottsburg loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Virginia rules behind a Scottsburg personal loan

Below are the Virginia rules that apply to a loan made in Scottsburg, each with the regulator that issued it.