Personal loans in Ivins, UT
The Census counts 10,164 people in Ivins, the 67th-largest figure among Utah's 255 places. For a borrower among the roughly 10,164 residents of Ivins, a personal loan is a tool whose cost turns on the terms, not the address.
Verify the lender's Utah licence against the regulator named below before borrowing in Ivins. State law, not city hall, decides what a lender may do to Ivins's roughly 10,164 residents, and a state regulator supervises it. The trend for Ivins between 2020 and 2023 is upward by roughly 13.2%. The closest larger place is St. George, UT about 9 miles away.
Ivins: population, trend and location
Here is the sourced Census picture for Ivins, plus the Utah lending rules that apply to a loan taken out here.
- Population: an estimated 10,164 residents, 67th of 255 places in Utah (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is positive, near 13.2%.
- Change in people: the 2020-to-2023 comparison is a gain of about 1,185 residents.
- Size percentile: about 74% of Utah communities are smaller than Ivins (10,164 residents).
- Population density: about 1,076 people per square mile (Census land area 9.4 sq mi).
- Land area: Ivins covers 9.4 square miles, the 71st-largest area among Utah's 255 places.
- Water area: Ivins has 0.05 square miles of water, ranking 40th of 255 places in Utah.
- State population share: Ivins accounts for about 0.3% of everyone in Utah.
- Nationally: Ivins is the 3,123rd-largest of 19,457 Census places in the dataset.
- Growth rank: Ivins's 2020-to-2023 change ranks 31st of 255 places in Utah.
- Against the state trend: Ivins's 13.2% change compares with a Utah average of +5.3% across its 255 places.
- Density rank: Ivins places 96th among Utah's places by people per square mile.
- Density in context: Ivins's 1,076 people per square mile sit against a Utah median of 705.
- Location: mapped by the US Census Bureau at 37.1738, -113.6808.
- Nearest larger cities: St. George (9 mi); Washington (11 mi); Hurricane (18 mi); Mesquite (35 mi); Cedar City (48 mi). Lenders licensed in the state serve Ivins whether or not they keep a local branch.
- Nearest smaller towns: Santa Clara (3 mi); Leeds (19 mi); Toquerville (22 mi).
- Within a 50-mile radius: 13 smaller Census places.
- Larger places within 100 miles: 6.
Ivins against the rest of Utah
Set beside Utah's 255 places, Ivins ranks 67th by population and holds about 0.3% of the state total. For population change between 2020 and 2023, Ivins ranks 31st of 255 in Utah (about the 88th percentile). At about 1,076 people per square mile, Ivins is the 96th most densely settled place in Utah. Between 2020 and 2023 the count changed by roughly 1,185 residents.
Before you apply in Ivins
Complete these steps first when you borrow in Ivins (10,164 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Utah licence by checking the regulator named above.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
The process is identical across Utah; what changes is your credit file, not the fact that Ivins holds 10,164 people.
Land, water and location for Ivins
Inside Ivins's boundaries lie roughly 9.4 square miles of land and 0.05 square miles of water. That land carries about 1,076 people per square mile. For the state's biggest city, Salt Lake City, the distance is roughly 266 miles. Ivins has 5 larger places within a 50-mile radius. The 100-mile radius contains 6 larger places.
The Utah lending rules that reach Ivins
For the roughly 10,164 residents of Ivins, the rules below are Utah's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
Getting a loan in Ivins
At roughly 1,076 people per square mile, Ivins is moderately settled; 5 larger places lie within 50 miles. What is available to Ivins's 10,164 borrowers is set by Utah licensing and your own credit, not by how many branches are nearby. The nearest bigger place is St. George, UT about 9 miles away.
Common questions
What are my options in Ivins if my credit is poor?
What loan size can I expect in Ivins?
Do I have to pledge anything to borrow in Ivins?
Does comparing loans in Ivins cost me credit score points?
Nearby places
- Santa Clara, UT — population 8,492
- St. George, UT — population 104,578
- Washington, UT — population 33,877
- Hurricane, UT — population 23,959
- Leeds, UT — population 864
- Toquerville, UT — population 1,970
- Enterprise, UT — population 2,289
- La Verkin, UT — population 4,510