Personal loans in Toquerville, UT
The 2020 count to the 2023 estimate shows about 5.4% growth in Toquerville. With roughly 1,970 residents, Toquerville is a small community, and the lending rules its borrowers live under are written in Utah, not by the city.
By population, Toquerville sits at 122nd in Utah, with an estimated 1,970 residents. The nearest larger city is La Verkin, UT about 3 miles away. Lenders active in Toquerville report to a Utah supervisor, identified in the sourced rows below. If debt is already a strain, a nonprofit credit counsellor can help Toquerville residents before they take on more.
What the Census records for Toquerville
What follows is Toquerville's place in the Census record, alongside the Utah rules that govern a personal loan made here.
- Population: the Census counts 1,970 residents in Toquerville (Vintage 2023 subcounty estimate), the 122nd-largest figure among Utah's 255 places.
- Population trend: About 5.4% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 101 residents.
- Size percentile: with 1,970 residents, Toquerville is larger than about 52% of Utah's Census places.
- Land and density: 22.2 square miles of land carry roughly 89 residents per square mile.
- Land area: Toquerville covers 22.2 square miles, the 32nd-largest area among Utah's 255 places.
- Within Utah: about 0.1% of the state's population lives in Toquerville.
- National rank: Toquerville sits 7,691st by population among the 19,457 places in this dataset.
- Growth rank: Toquerville ranks 92nd among Utah's 255 places for the 2020-to-2023 change.
- Versus Utah: the state average change is +5.3%, while Toquerville moved 5.4%.
- Density in Utah: Toquerville ranks 217th by people per square mile.
- Density vs Utah: Toquerville's 89 people per square mile compare with a state median of 705.
- Location: coordinates 37.2665, -113.2951 (US Census Bureau Gazetteer).
- Nearest larger cities: La Verkin (3 mi); Hurricane (9 mi); Washington (14 mi); St. George (20 mi); Santa Clara (22 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller places close by: Leeds (4 mi); Virgin (7 mi); New Harmony (15 mi).
- Within a 50-mile radius: 13 smaller Census places.
- Within 100 miles: 14 places are larger than Toquerville.
How lenders reach Toquerville
Toquerville is a sparsely settled community of about 1,970 people, with 12 larger places inside a 50-mile radius. Whether Toquerville has a local branch or not, a Utah-licensed lender can serve its 1,970 people online on the same terms. The nearest larger city, La Verkin, UT about 3 miles away.
Steps to take before a Toquerville loan
Before you apply in Toquerville, a community of about 1,970, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the lender holds a Utah licence by checking the regulator named above.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
In Toquerville as elsewhere in Utah, the written terms — not the advertisement — are what count for its 1,970 residents.
The Utah lending rules that reach Toquerville
When Utah does not publish a figure, the row links to the source instead of inventing a number; Toquerville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general cap — parties may agree to any rate; 10% per annum legal rate if no rate is specified (Utah Code § 15-1-1) Source says: The parties to a lawful written, verbal, or implied contract may agree upon any rate of interest for the contract | Utah State Legislature as of 2026-09-16 |
Where Toquerville sits
Toquerville's land area is roughly 22.2 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 89 residents per square mile. The largest place in Utah, Salt Lake City, lies about 253 miles away. A 50-mile radius around Toquerville takes in 12 places that are larger. The 100-mile radius contains 14 larger places.
Toquerville in state context
Set beside Utah's 255 places, Toquerville ranks 122nd by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Toquerville stands 92nd among Utah's 255 places — roughly the 64th percentile. By density, at about 89 people per square mile, it ranks 217th in Utah. Between 2020 and 2023 the count changed by roughly 101 residents.
Common questions
What are my options in Toquerville if my credit is poor?
What loan size can I expect in Toquerville?
Do I have to pledge anything to borrow in Toquerville?
Does comparing loans in Toquerville cost me credit score points?
Nearby places
- La Verkin, UT — population 4,510
- Leeds, UT — population 864
- Virgin, UT — population 701
- Hurricane, UT — population 23,959
- New Harmony, UT — population 247
- Washington, UT — population 33,877
- Apple Valley, UT — population 916
- Rockville, UT — population 223