Personal loans in Hurricane, UT
Lenders active in Hurricane report to a Utah supervisor, identified in the sourced rows below. Two households in Hurricane with comparable incomes can still be offered different rates; the city's 23,959 residents are not the reason.
An estimated 23,959 people make their home in Hurricane, a figure that ranks 42nd in Utah. From the 2020 Census base to the 2023 estimate, the population rose by about 19.6%. For a community of about 23,959, the practical step is to compare APR across at least three lenders before committing. The closest larger city is Washington, UT about 7 miles away.
What the Census records for Hurricane
What follows is Hurricane's place in the Census record, alongside the Utah rules that govern a personal loan made here.
- Population: 23,959 — Hurricane ranks 42nd of 255 communities in Utah (US Census Bureau, Vintage 2023).
- Population trend: Up about 19.6% from the 2020 Census base to the 2023 estimate.
- Absolute change: 3,928 residents added between 2020 and 2023.
- Size percentile: Hurricane sits ahead of around 84% of Utah places, at 23,959 people.
- Population density: 454 people per square mile on 52.7 square miles of land.
- By land area: Hurricane ranks 3rd among Utah's 255 places, at 52.7 sq mi.
- Water: Hurricane holds about 0.87 square miles, the 6th-largest water area in Utah.
- Within Utah: about 0.7% of the state's population lives in Hurricane.
- National rank: Hurricane sits 1,635th by population among the 19,457 places in this dataset.
- Growth in Utah: Hurricane stands 13th by percentage change from 2020 to 2023, among 255 places.
- Versus Utah: the state average change is +5.3%, while Hurricane moved 19.6%.
- Density rank: Hurricane places 159th among Utah's places by people per square mile.
- Density in context: Hurricane's 454 people per square mile sit against a Utah median of 705.
- Location: the Census Gazetteer records it at 37.1485, -113.3589.
- Nearest larger cities: Washington (7 mi); St. George (13 mi); Cedar City (40 mi); North Las Vegas (113 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller places: Leeds (6 mi); La Verkin (8 mi); Toquerville (9 mi).
- Smaller neighbours: 21 places smaller than Hurricane sit within 50 miles.
- At 100 miles: 3 larger Census places fall inside that radius.
Hurricane against the rest of Utah
Against Utah's other places, Hurricane accounts for about 0.7% of the state's population and ranks 42nd of 255 by size. On the 2020-to-2023 trend, Hurricane stands 13th among Utah's 255 places — roughly the 95th percentile. Its roughly 454 residents per square mile place it 159th among Utah's places. Between 2020 and 2023 the count changed by roughly 3,928 residents.
A pre-application checklist for Hurricane
For Hurricane's roughly 23,959 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the lender holds a Utah licence by checking the regulator named above.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Hurricane-specific: the same Utah licensing and disclosure rules reach all 23,959 residents.
Hurricane: area, density and distance
The Census Gazetteer records 52.7 square miles of land and 0.87 square miles of water within Hurricane. The resulting density is about 454 people per square mile. The state's population centre of gravity, Salt Lake City, is roughly 262 miles away. Within 50 miles of Hurricane there are 3 larger Census places. Within the same 50 miles lie 21 smaller Census places.
How Utah law applies in Hurricane
Read the table as a lender's compliance picture for Hurricane: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Utah Department of Financial Institutions (DFI) Source says: The Department of Financial Institutions regulates 19 banks, 22 credit unions, 17 industrial banks and 1 trust company. | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Legal; deferred deposit lenders must register with the Utah DFI (Utah Code Title 7, ch. 23) Source says: It is unlawful for a person to engage in the business of cashing checks or the business of deferred deposit lending in Utah | Utah State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer lenders under the Utah Consumer Credit Code (Title 70C) must file a Consumer Credit Notification via NMLS Source says: Entities subject to the UCCC's notification requirement must file a Consumer Credit Notification (CCN) through the Nationwide Multistate Licensing System (NMLS). | Utah Department of Financial Institutions (DFI) as of 2026-09-16 |
Lender access in Hurricane
With about 454 residents per square mile, Hurricane is lightly settled, and 3 larger Census places sit within 50 miles. Distance to a branch rarely matters for Hurricane's 23,959 residents: the application is online and the price follows your credit file. The nearest bigger place is Washington, UT about 7 miles away.
Common questions
What are my options in Hurricane if my credit is poor?
What loan size can I expect in Hurricane?
Do I have to pledge anything to borrow in Hurricane?
Does comparing loans in Hurricane cost me credit score points?
Nearby places
- Leeds, UT — population 864
- Washington, UT — population 33,877
- Toquerville, UT — population 1,970
- La Verkin, UT — population 4,510
- Virgin, UT — population 701
- St. George, UT — population 104,578
- Apple Valley, UT — population 916
- Santa Clara, UT — population 8,492