Personal loans in Hazen, AR

The Hazen data picture

Two layers matter for a Hazen borrower: the local population picture and Arkansas's consumer-lending statutes.

• Population: 1,423 people, a figure that places Hazen 162nd among the 500 Census places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: Down about 3.7% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 55 residents.
• Size percentile: bigger than about 68% of the places in Arkansas, with 1,423 residents in Hazen.
• Population density: about 404 people per square mile (Census land area 3.5 sq mi).
• Land area rank: Hazen's 3.5 square miles rank 162nd of 500 places in Arkansas.
• Share of Arkansas: Hazen holds about 0.1% of the state's population, some 1,423 people.
• National standing: Hazen ranks 8,888th of 19,457 US places.
• Growth rank: Hazen's 2020-to-2023 change ranks 408th of 500 places in Arkansas.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Hazen's 3.7%.
• Density in Arkansas: Hazen ranks 237th by people per square mile.
• Density in context: Hazen's 404 people per square mile sit against a Arkansas median of 386.
• Location: it lies at 34.7814, -91.5581 in the Census Gazetteer.
• Nearest larger cities: Carlisle (10 mi); Des Arc (14 mi); Clarendon (16 mi); Stuttgart (20 mi); Lonoke (20 mi). Larger metros often have more branches, but online lenders reach Hazen on the same terms.
• Nearest smaller towns: De Valls Bluff (6 mi); Fredonia (Biscoe) (9 mi); Roe (14 mi).
• Smaller places within 50 miles: 52 of them.
• At 100 miles: 96 larger Census places fall inside that radius.

Which Arkansas laws govern a loan in Hazen

Read the table as a lender's compliance picture for Hazen: the rule, the sourced figure, the publisher and the date.

How Hazen compares across Arkansas

Hazen is the 162nd-largest of 500 Census places in Arkansas and contains about 0.1% of the state's people. Its 2020-to-2023 change ranks 408th of 500 Arkansas places, putting it near the 18th percentile for growth. Its roughly 404 residents per square mile place it 237th among Arkansas's places. Between 2020 and 2023 the count changed by roughly 55 residents.

Before you apply in Hazen

Before you apply in Hazen, a community of about 1,423, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the Arkansas licence with the regulator named above before committing.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

What differs between Hazen and the rest of Arkansas is not the process but the borrower's own file, among the 1,423 people here.

Borrowing reach in Hazen

Hazen is a lightly settled community of about 1,423 people, with 30 larger places inside a 50-mile radius. A Arkansas licence lets a lender serve Hazen without a local office, so branch density does not change what its 1,423 residents are offered. The nearest bigger place is Carlisle, AR about 10 miles away.

The anatomy of a Hazen personal loan

In Hazen, a small community of about 1,423, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Hazen lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Hazen loan is knowable in advance — unlike a revolving card balance.