Personal loans in Clarendon, AR

Two households in Clarendon with comparable incomes can still be offered different rates; the city's 1,462 residents are not the reason. When Arkansas caps or restricts a product, lenders either change the terms or withdraw it from Clarendon as from the rest of the state. Decide the purpose of the loan and your repayment plan before sharing any details with a Clarendon lender. For a bigger market, look to Brinkley, AR about 15 miles away.

Clarendon: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.

• Population: 1,462 people, a figure that places Clarendon 160th among the 500 Census places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: About 4.4% below the 2020 Census base.
• Net change: roughly 68 fewer people than the 2020 Census counted.
• Size percentile: roughly 68% of Arkansas's places have fewer residents than Clarendon's 1,462.
• Density: the Census land area of 1.7 sq mi holds about 836 people per square mile.
• Land area: Clarendon covers 1.7 square miles, the 272nd-largest area among Arkansas's 500 places.
• Water area rank: Clarendon ranks 36th among Arkansas's 500 places, with 0.18 sq mi.
• State population share: Clarendon accounts for about 0.1% of everyone in Arkansas.
• National rank: Clarendon is the 8,774th most populous of the 19,457 Census places covered here.
• Growth rank: Clarendon ranks 434th among Arkansas's 500 places for the 2020-to-2023 change.
• Versus Arkansas: the state average change is +0.3%, while Clarendon moved 4.4%.
• Density in Arkansas: Clarendon ranks 85th by people per square mile.
• Against the state median: Clarendon runs about 836 residents per square mile, where the Arkansas median is 386.
• Location: the Census Gazetteer records it at 34.6930, -91.3063.
• Nearest larger cities: Brinkley (15 mi); Stuttgart (19 mi); Des Arc (23 mi); Carlisle (26 mi); DeWitt (28 mi). Living near a larger metro rarely changes what is available in Clarendon.
• Smaller communities close by: Roe (6 mi); Holly Grove (9 mi); Fredonia (Biscoe) (11 mi), each with its own Census population profile.
• Within a 50-mile radius: 48 smaller Census places.
• At 100 miles: 101 larger Census places fall inside that radius.

Where Clarendon sits in Arkansas

Within Arkansas, Clarendon holds roughly 0.1% of all residents, the 160th-largest share among 500 places. Its 2020-to-2023 change ranks 434th of 500 Arkansas places, putting it near the 13th percentile for growth. By density, at about 836 people per square mile, it ranks 85th in Arkansas. By land area, its 1.7 square miles rank 272nd of 500 places in Arkansas.

Clarendon on the map

The Census Gazetteer records 1.7 square miles of land and 0.18 square miles of water within Clarendon. Spread across it are roughly 836 residents per square mile. The largest place in Arkansas, Little Rock, lies about 60 miles away. A 50-mile radius around Clarendon takes in 21 places that are larger. By land area it ranks 272nd of 500 Arkansas places.

The Arkansas lending rules that reach Clarendon

When Arkansas does not publish a figure, the row links to the source instead of inventing a number; Clarendon is bound by the same rules.

What is available to Clarendon borrowers

Clarendon is a moderately settled community of about 1,462 people, with 21 larger places inside a 50-mile radius. Whether Clarendon has a local branch or not, a Arkansas-licensed lender can serve its 1,462 people online on the same terms. For a larger market, the closest option is Brinkley, AR about 15 miles away.

What to do before borrowing in Clarendon

Complete these steps first when you borrow in Clarendon (1,462 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Arkansas regulator's records to confirm the lender is licensed here.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Decide the purpose and how you will repay it before approaching any lender.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

None of these steps is Clarendon-specific: the same Arkansas licensing and disclosure rules reach all 1,462 residents.