Personal loans in De Valls Bluff, AR

De Valls Bluff shed about 3.8% of its population between the 2020 base and the 2023 estimate. Decide the purpose of the loan and your repayment plan before sharing any details with a De Valls Bluff lender. A single loan can carry different costs on either side of a state line, and De Valls Bluff sits on the Arkansas side of that line. For a bigger market, look to Hazen, AR about 6 miles away.

De Valls Bluff by the numbers

Here is the sourced Census picture for De Valls Bluff, plus the Arkansas lending rules that apply to a loan taken out here.

• Population: an estimated 502 residents, 253rd of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 3.8% between 2020 and 2023.
• Net change: roughly 20 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 49% of the places in Arkansas, with 502 residents in De Valls Bluff.
• Density: the Census land area of 1.1 sq mi holds about 460 people per square mile.
• By land area: De Valls Bluff ranks 334th among Arkansas's 500 places, at 1.1 sq mi.
• Water area: De Valls Bluff has 0.07 square miles of water, ranking 78th of 500 places in Arkansas.
• Share of Arkansas: De Valls Bluff holds about 0.0% of the state's population, some 502 people.
• Nationally: De Valls Bluff is the 13,149th-largest of 19,457 Census places in the dataset.
• Growth rank: De Valls Bluff ranks 413th among Arkansas's 500 places for the 2020-to-2023 change.
• Against the state trend: De Valls Bluff's 3.8% change compares with a Arkansas average of +0.3% across its 500 places.
• Density rank: De Valls Bluff is the 211th most densely settled place in Arkansas.
• Density vs Arkansas: De Valls Bluff's 460 people per square mile compare with a state median of 386.
• Location: latitude 34.7859, longitude -91.4611 (Census Gazetteer).
• Nearest larger cities: Hazen (6 mi); Clarendon (11 mi); Des Arc (14 mi); Carlisle (16 mi); Brinkley (17 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Fredonia (Biscoe) (4 mi); Roe (12 mi); Ulm (14 mi), each with its own Census population profile.
• Within a 50-mile radius: 41 smaller Census places.
• Larger places within 100 miles: 151.

What a De Valls Bluff borrower is actually offered

In De Valls Bluff, a small community of about 502, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in De Valls Bluff. A longer term lowers the monthly payment on a De Valls Bluff loan but raises total interest, so the smallest payment is not the cheapest loan.

Land, water and location for De Valls Bluff

De Valls Bluff's land area is about 1.1 square miles; a further 0.07 square miles is water. Spread across it are roughly 460 residents per square mile. The state's population centre of gravity, Little Rock, is roughly 51 miles away. Counting outward 50 miles, 35 larger communities surround De Valls Bluff. The 100-mile radius contains 151 larger places.

What Arkansas law requires in De Valls Bluff

These are Arkansas's sourced lending facts as they reach De Valls Bluff's 502 residents; the state has no city-level rate rule.

Lender access in De Valls Bluff

At roughly 460 people per square mile, De Valls Bluff is lightly settled; 35 larger places lie within 50 miles. Lenders licensed in Arkansas reach De Valls Bluff's 502 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Hazen, AR about 6 miles away.

Before you apply in De Valls Bluff

Before you hand your details to a lender in De Valls Bluff, where the population is near 502:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Confirm the Arkansas licence with the regulator named above before committing.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

None of these steps is De Valls Bluff-specific: the same Arkansas licensing and disclosure rules reach all 502 residents.