Personal loans in Hazelton, ID

A lender serving Hazelton holds a Idaho licence and answers to a Idaho regulator; no city office is involved for its 813 residents. With an estimated 813 residents, Hazelton is the 102nd-largest of 197 places in Idaho.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The nearest larger metro is Hansen, ID about 9 miles away. The 2020 count to the 2023 estimate shows about 0.7% growth in Hazelton. To lend to Hazelton's 813 residents, a company must hold a Idaho licence, and each sourced row below names the regulator behind it. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Hazelton loan.

The Hazelton data picture

Here is the sourced Census picture for Hazelton, plus the Idaho lending rules that apply to a loan taken out here.

How Idaho law applies in Hazelton

Read the table as a lender's compliance picture for Hazelton: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorIdaho Department of Finance (IDOF)
Source says: "Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers".
Idaho Department of Finance
as of 2026-09-16
Idaho Credit Code finance-charge ruleNo statutory maximum finance-charge rate — rate as agreed by the parties (Idaho Credit Code)
Source says: "the rate of finance charge shall be that which is agreed upon between the parties to the transaction".
Idaho State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per annum legal rate (when no written contract fixes a different rate)
Source says: "interest is allowed at the rate of twelve cents (12¢) on the hundred by the year".
Idaho State Legislature
as of 2026-09-16

Borrowing reach in Hazelton

At roughly 2,017 people per square mile, Hazelton is fairly dense; 15 larger places lie within 50 miles. Whether Hazelton has a local branch or not, a Idaho-licensed lender can serve its 813 people online on the same terms. The nearest bigger place is Hansen, ID about 9 miles away.

The geography behind Hazelton

Inside Hazelton's boundaries lie roughly 0.4 square miles of land and 0.01 square miles of water. That land carries about 2,017 people per square mile. The largest place in Idaho, Boise City, lies about 126 miles away. Hazelton has 15 larger places within a 50-mile radius. The 100-mile radius contains 29 larger places.

The anatomy of a Hazelton personal loan

Most loans made to Hazelton's 813 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hazelton. The term you choose in Hazelton decides the split between a comfortable payment and the total interest you pay.

Where Hazelton sits in Idaho

Within Idaho, Hazelton holds roughly 0.1% of all residents, the 102nd-largest share among 197 places. Its 2020-to-2023 change ranks 180th of 197 Idaho places, putting it near the 9th percentile for growth. By density, at about 2,017 people per square mile, it ranks 47th in Idaho. The population moved by about 6 people between 2020 and 2023, a 0.7% shift.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Hazelton if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Hazelton is the same as anywhere in Idaho.
What loan size can I expect in Hazelton?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Hazelton?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Hazelton cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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