Personal loans in Paul, ID

Paul counts about 1,725 people, and what is genuinely local about borrowing here is limited — Idaho law does the governing. By population, Paul sits at 69th in Idaho, with an estimated 1,725 residents. From the 2020 Census base to the 2023 estimate, the population rose by about 44.6%. Read the disclosure for an origination fee and any prepayment penalty before signing in Paul. The closest larger city is Heyburn, ID about 3 miles away.

Local context for Paul

Set out below is Paul's local context next to the state-level rules that reach every lender here.

• Population: 1,725 people, a figure that places Paul 69th among the 197 Census places in Idaho (US Census Bureau, Vintage 2023).
• Population trend: Up about 44.6% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a gain of about 532 residents.
• Size percentile: roughly 65% of Idaho places rank below Paul.
• Population density: about 2,325 people per square mile (Census land area 0.7 sq mi).
• Land area rank: Paul's 0.7 square miles rank 122nd of 197 places in Idaho.
• Water area rank: Paul ranks 45th among Idaho's 197 places, with 0.03 sq mi.
• State share: roughly 0.1% of Idaho's residents live in Paul (1,725 people).
• National rank: Paul is the 8,180th most populous of the 19,457 Census places covered here.
• Growth rank: Paul's 2020-to-2023 change ranks 4th of 197 places in Idaho.
• State comparison: Idaho's places average +7.1% for 2020-to-2023, against Paul's 44.6%.
• Density in Idaho: Paul ranks 28th by people per square mile.
• Density vs Idaho: Paul's 2,325 people per square mile compare with a state median of 1,026.
• Location: coordinates 42.6043, -113.7848 (US Census Bureau Gazetteer).
• Nearest larger cities: Heyburn (3 mi); Burley (5 mi); Rupert (6 mi); Kimberly (30 mi); Twin Falls (34 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities within reach: Declo (10 mi); Acequia (11 mi); Albion (17 mi).
• Smaller places within 50 miles: 15 of them.
• Within 100 miles: 21 places are larger than Paul.

Paul's place among Idaho's 197 places

Against Idaho's other places, Paul accounts for about 0.1% of the state's population and ranks 69th of 197 by size. On the 2020-to-2023 trend, Paul stands 4th among Idaho's 197 places — roughly the 98th percentile. At about 2,325 people per square mile, Paul is the 28th most densely settled place in Idaho. By land area, its 0.7 square miles rank 122nd of 197 places in Idaho.

The geography behind Paul

Paul covers about 0.7 square miles of land, with 0.03 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 2,325 people per square mile. The largest place in Idaho, Boise City, lies about 141 miles away. Counting outward 50 miles, 10 larger communities surround Paul. The 100-mile radius contains 21 larger places.

What shapes a Paul personal loan

With roughly 1,725 residents, Paul is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Paul. The term you choose in Paul decides the split between a comfortable payment and the total interest you pay.

What Idaho law requires in Paul

When Idaho does not publish a figure, the row links to the source instead of inventing a number; Paul is bound by the same rules.

What to do before borrowing in Paul

A sensible order of operations for a loan in Paul, home to about 1,725 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Idaho licence with the regulator named above before committing.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Test the payment against your current bills before you commit.
7. Weigh a shorter term's higher payment against the interest it saves.

In Paul as elsewhere in Idaho, the written terms — not the advertisement — are what count for its 1,725 residents.