Personal loans in Dietrich, ID
From the 2020 Census base to the 2023 estimate, the population rose by about 6.7%. A lender serving Dietrich holds a Idaho licence and answers to a Idaho regulator; no city office is involved for its 302 residents.
By population, Dietrich sits at 151st in Idaho, with an estimated 302 residents. Borrowers who want a bigger city can look to Shoshone, ID about 7 miles away. A single loan can carry different costs on either side of a state line, and Dietrich sits on the Idaho side of that line. Work out your debt-to-income ratio first; lenders weigh it heavily, and Dietrich's 302 residents are no exception.
Dietrich: population, trend and location
Here is the sourced Census picture for Dietrich, plus the Idaho lending rules that apply to a loan taken out here.
- Population: an estimated 302 residents, 151st of 197 places in Idaho (Census Vintage 2023 subcounty estimate).
- Population trend: About 6.7% above the 2020 Census base.
- People gained or lost: about 19 more since the 2020 base.
- Size percentile: roughly 23% of Idaho places rank below Dietrich.
- Density: the Census land area of 0.3 sq mi holds about 932 people per square mile.
- Land area rank: Dietrich's 0.3 square miles rank 165th of 197 places in Idaho.
- Within Idaho: about 0.0% of the state's population lives in Dietrich.
- National rank: Dietrich is 15,104th of 19,457 places nationwide.
- Growth in Idaho: Dietrich stands 75th by percentage change from 2020 to 2023, among 197 places.
- State comparison: Idaho's places average +7.1% for 2020-to-2023, against Dietrich's 6.7%.
- Density rank: Dietrich places 105th among Idaho's places by people per square mile.
- Density in context: Dietrich's 932 people per square mile sit against a Idaho median of 1,026.
- Location: 42.9128 / -114.2663, per the US Census Bureau Gazetteer.
- Nearest larger cities: Shoshone (7 mi); Richfield (11 mi); Jerome (18 mi); Eden (21 mi); Gooding (23 mi). Online lenders reach Dietrich no matter how far the nearest branch is.
- Smaller communities within reach: Murtaugh (30 mi); Bliss (34 mi); Acequia (38 mi).
- Within a 50-mile radius: 7 smaller Census places.
- At 100 miles: 35 larger Census places fall inside that radius.
Idaho rules behind a Dietrich personal loan
Every row below records a Idaho rule, its publisher and its retrieval date — the same rules a Dietrich lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Idaho Department of Finance (IDOF) Source says: "Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers". | Idaho Department of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum legal rate (when no written contract fixes a different rate) Source says: "interest is allowed at the rate of twelve cents (12¢) on the hundred by the year". | Idaho State Legislature as of 2026-09-16 |
| Payday lending status | Permitted under license (payday loan license required) Source says: "No person shall engage in the business of payday loans ... without having first obtained a license under this chapter". | Idaho State Legislature as of 2026-09-16 |
A pre-application checklist for Dietrich
These steps shape the offer you get in Dietrich, a place of about 302 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Idaho licence with the regulator named above before committing.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
In Dietrich as elsewhere in Idaho, the written terms — not the advertisement — are what count for its 302 residents.
Dietrich on the map
Inside Dietrich's boundaries lie about 0.3 square miles of land, with no significant water area recorded. The resulting density is about 932 people per square mile. The largest place in Idaho, Boise City, lies about 110 miles away. A 50-mile radius around Dietrich takes in 22 places that are larger. By land area it ranks 165th of 197 Idaho places.
The anatomy of a Dietrich personal loan
Dietrich is a small community of about 302 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Dietrich's 302 residents must disclose the APR and finance charge in writing before you sign. The term you choose in Dietrich decides the split between a comfortable payment and the total interest you pay.
Getting a loan in Dietrich
Dietrich is moderately settled, with about 932 people per square mile and 22 larger places within 50 miles. A Idaho licence lets a lender serve Dietrich without a local office, so branch density does not change what its 302 residents are offered. The nearest bigger place is Shoshone, ID about 7 miles away.
Common questions
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Nearby places
- Shoshone, ID — population 1,725
- Richfield, ID — population 467
- Eden, ID — population 402
- Jerome, ID — population 13,135
- Hazelton, ID — population 813
- Hansen, ID — population 1,112
- Kimberly, ID — population 5,359
- Twin Falls, ID — population 54,943