Personal loans in Haugen, WI
With roughly 258 residents, Haugen is a small community, and the lending rules its borrowers live under are written in Wisconsin, not by the city. Use the calculator on this page to price an amount and term before you commit in Haugen.
Roughly 258 residents live in Haugen, the 558th-largest community in Wisconsin. Consumer lending that reaches Haugen's 258 residents is governed by Wisconsin statute; no city ordinance changes it. From the 2020 Census base to the 2023 estimate, the population declined by about 1.9%. The nearest larger metro is Rice Lake, WI about 9 miles away.
Haugen: population, trend and location
Most of what governs a Haugen loan is written in Wisconsin law rather than in the city; the sourced notes below make that split concrete.
- Population: 258 — Haugen ranks 558th of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 1.9% across the 2020-to-2023 comparison.
- Net change: roughly 5 fewer people than the 2020 Census counted.
- Size percentile: about 8% of Wisconsin's Census places are smaller than Haugen.
- Population density: 512 people per square mile on 0.5 square miles of land.
- By land area: Haugen ranks 583rd among Wisconsin's 605 places, at 0.5 sq mi.
- Share of Wisconsin: Haugen holds about 0.0% of the state's population, some 258 people.
- National standing: Haugen ranks 15,644th of 19,457 US places.
- Growth rank: Haugen ranks 499th among Wisconsin's 605 places for the 2020-to-2023 change.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Haugen's 1.9%.
- Density in Wisconsin: Haugen ranks 419th by people per square mile.
- Density vs Wisconsin: Haugen's 512 people per square mile compare with a state median of 800.
- Location: the Census Gazetteer records it at 45.6076, -91.7786.
- Nearest larger cities: Rice Lake (9 mi); Shell Lake (10 mi); Birchwood (12 mi); Cumberland (13 mi); Cameron (14 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Weyerhaeuser (22 mi); Exeland (26 mi); Couderay (27 mi).
- Within a 50-mile radius: 11 smaller Census places.
- Within 100 miles: 288 places are larger than Haugen.
Which Wisconsin laws govern a loan in Haugen
Every row below records a Wisconsin rule, its publisher and its retrieval date — the same rules a Haugen lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
Where Haugen sits in Wisconsin
Against Wisconsin's other places, Haugen accounts for about 0.0% of the state's population and ranks 558th of 605 by size. Its 2020-to-2023 change ranks 499th of 605 Wisconsin places, putting it near the 18th percentile for growth. By density, at about 512 people per square mile, it ranks 419th in Wisconsin. The population moved by about 5 people between 2020 and 2023, a 1.9% shift.
Haugen on the map
Haugen covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 512 residents per square mile. The largest place in Wisconsin, Milwaukee, lies about 258 miles away. A 50-mile radius around Haugen takes in 44 places that are larger. The 100-mile radius contains 288 larger places.
What is available to Haugen borrowers
Haugen is a moderately settled community of about 258 people, with 44 larger places inside a 50-mile radius. Lenders licensed in Wisconsin reach Haugen's 258 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Rice Lake, WI about 9 miles away.
How a Haugen personal loan is priced
Haugen is a small community of about 258 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Haugen's 258 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Haugen loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Rice Lake, WI — population 9,012
- Shell Lake, WI — population 1,384
- Cameron, WI — population 1,857
- Barron, WI — population 3,663
- Birchwood, WI — population 405
- Spooner, WI — population 2,468
- Cumberland, WI — population 2,304
- Chetek, WI — population 2,161