Personal loans in Barron, WI
Barron is a small community of about 3,663 residents, and a personal loan taken out here is governed by Wisconsin statute. Read the disclosure for an origination fee and any prepayment penalty before signing in Barron.
Barron is one of 605 Census places in Wisconsin; its 3,663 residents put it at 184th. To lend to Barron's 3,663 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it. Barron shed about 1.9% of its population between the 2020 base and the 2023 estimate. The closest larger place is Rice Lake, WI about 7 miles away.
Borrowing in Barron: the local picture
What follows is Barron's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.
- Population: 3,663 people, a figure that places Barron 184th among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: Roughly 1.9% fewer residents than the 2020 Census counted.
- Absolute change: 71 residents lost between 2020 and 2023.
- Size percentile: roughly 70% of Wisconsin places rank below Barron.
- Population density: about 1,258 people per square mile across 2.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Barron's 2.9 square miles rank 242nd of 605 places in Wisconsin.
- Water area rank: Barron ranks 171st among Wisconsin's 605 places, with 0.13 sq mi.
- Share of Wisconsin: Barron holds about 0.1% of the state's population, some 3,663 people.
- National rank: Barron is the 5,694th most populous of the 19,457 Census places covered here.
- Growth rank: Barron's 2020-to-2023 change ranks 500th of 605 places in Wisconsin.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Barron's 1.9%.
- Density rank: Barron is the 153rd most densely settled place in Wisconsin.
- Density vs Wisconsin: Barron's 1,258 people per square mile compare with a state median of 800.
- Location: latitude 45.4022, longitude -91.8444 (Census Gazetteer).
- Nearest larger cities: Rice Lake (7 mi); Bloomer (27 mi); Menomonie (36 mi); Chippewa Falls (39 mi); New Richmond (39 mi). Larger metros often have more branches, but online lenders reach Barron on the same terms.
- Smaller towns nearby: Cameron (5 mi); Almena (9 mi); Dallas (10 mi).
- Smaller neighbours: 63 places smaller than Barron sit within 50 miles.
- Within 100 miles: 144 places are larger than Barron.
Borrowing reach in Barron
Barron is moderately settled, with about 1,258 people per square mile and 11 larger places within 50 miles. Whether Barron has a local branch or not, a Wisconsin-licensed lender can serve its 3,663 people online on the same terms. The nearest larger city, Rice Lake, WI about 7 miles away.
A pre-application checklist for Barron
Complete these steps first when you borrow in Barron (3,663 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Wisconsin regulator's licence records before you sign.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
The process is identical across Wisconsin; what changes is your credit file, not the fact that Barron holds 3,663 people.
Where Barron sits
Barron covers about 2.9 square miles of land, with 0.13 square miles of water inside its boundaries (Census Gazetteer). With 3,663 residents, the land area yields roughly 1,258 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 251 miles away. A 50-mile radius around Barron takes in 11 places that are larger. By land area it ranks 242nd of 605 Wisconsin places.
Barron's place among Wisconsin's 605 places
Against Wisconsin's other places, Barron accounts for about 0.1% of the state's population and ranks 184th of 605 by size. Its 2020-to-2023 change ranks 500th of 605 Wisconsin places, putting it near the 17th percentile for growth. At about 1,258 people per square mile, Barron is the 153rd most densely settled place in Wisconsin. In land area, Barron ranks 242nd among Wisconsin's 605 places.
The state rulebook for Barron
When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Barron is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Common questions
What are my options in Barron if my credit is poor?
What loan size can I expect in Barron?
Do I have to pledge anything to borrow in Barron?
Does comparing loans in Barron cost me credit score points?
Nearby places
- Cameron, WI — population 1,857
- Rice Lake, WI — population 9,012
- Dallas, WI — population 353
- Almena, WI — population 704
- Chetek, WI — population 2,161
- Ridgeland, WI — population 262
- Prairie Farm, WI — population 492
- Haugen, WI — population 258