Personal loans in Cameron, WI
The roughly 1,857 people who live in Cameron borrow under Wisconsin rules; city hall sets no personal-loan rate.
State law, not city hall, decides what a lender may do to Cameron's roughly 1,857 residents, and a state regulator supervises it. Cameron ranks 267th of 605 places in Wisconsin, with a population near 1,857. Compare APR, not the interest rate, because the APR folds in most fees on a Cameron loan. Cameron lost roughly 0.6% of its population across the 2020-to-2023 comparison. Borrowers who want a bigger city can look to Barron, WI about 5 miles away.
Where Cameron stands
Only a few things actually differ by place — population, area, location, and the Wisconsin rules a lender must follow — and they are below.
- Population: a Census-estimated 1,857, 267th among Wisconsin's 605 places (Vintage 2023).
- Population trend: A decline of about 0.6% across the 2020-to-2023 comparison.
- People gained or lost: about 12 fewer since the 2020 base.
- Size percentile: Cameron's 1,857 people outrank roughly 56% of the places in Wisconsin.
- Population density: about 718 people per square mile across 2.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Cameron's 2.6 square miles rank 262nd of 605 places in Wisconsin.
- Water: Cameron holds about 0.04 square miles, the 252nd-largest water area in Wisconsin.
- State population share: Cameron accounts for about 0.0% of everyone in Wisconsin.
- National rank: Cameron is 7,885th of 19,457 places nationwide.
- Growth rank: Cameron ranks 354th among Wisconsin's 605 places for the 2020-to-2023 change.
- Against the state trend: Cameron's 0.6% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density in Wisconsin: Cameron ranks 330th by people per square mile.
- Density in context: Cameron's 718 people per square mile sit against a Wisconsin median of 800.
- Location: it lies at 45.4036, -91.7398 in the Census Gazetteer.
- Nearest larger cities: Barron (5 mi); Rice Lake (5 mi); Chetek (7 mi); Cumberland (17 mi); Bloomer (24 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Dallas (11 mi); Haugen (14 mi); Almena (15 mi).
- Smaller places within 50 miles: 52 of them.
- Within 100 miles: 175 places are larger than Cameron.
The Cameron borrowing checklist
A sensible order of operations for a loan in Cameron, home to about 1,857 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Wisconsin licence with the regulator listed on this page.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
None of these steps is Cameron-specific: the same Wisconsin licensing and disclosure rules reach all 1,857 residents.
How a Cameron personal loan is priced
A Cameron personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,857 residents. The APR tracks your credit score rather than Cameron's rank of 267th in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Cameron decides the split between a comfortable payment and the total interest you pay.
The Wisconsin lending rules that reach Cameron
When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Cameron is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
Lender access in Cameron
Cameron is a moderately settled community of about 1,857 people, with 21 larger places inside a 50-mile radius. Lenders licensed in Wisconsin reach Cameron's 1,857 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Barron, WI about 5 miles away.
Cameron: area, density and distance
Cameron's land area is about 2.6 square miles; a further 0.04 square miles is water. The resulting density is about 718 people per square mile. Milwaukee, the largest place in Wisconsin, is about 247 miles from Cameron. Counting outward 50 miles, 21 larger communities surround Cameron. The 100-mile radius contains 175 larger places.
Common questions
What are my options in Cameron if my credit is poor?
What loan size can I expect in Cameron?
Do I have to pledge anything to borrow in Cameron?
Does comparing loans in Cameron cost me credit score points?
Nearby places
- Rice Lake, WI — population 9,012
- Barron, WI — population 3,663
- Chetek, WI — population 2,161
- Dallas, WI — population 353
- Haugen, WI — population 258
- Ridgeland, WI — population 262
- New Auburn, WI — population 570
- Prairie Farm, WI — population 492