Personal loans in Hartville, MO
With 625 residents, Hartville outranks about 54% of the communities in Missouri. The first question in Hartville is not the rate on offer but whether the payment fits; about 625 people live here under Missouri lending law.
The trend for Hartville between 2020 and 2023 is upward by roughly 5.4%. Decide the purpose of the loan and your repayment plan before sharing any details with a Hartville lender. A single loan can carry different costs on either side of a state line, and Hartville sits on the Missouri side of that line. A larger market lies at Mansfield, MO about 10 miles away.
Where Hartville stands
Hartville is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 625 residents; Hartville is the 431st-largest of 937 places in Missouri (US Census Bureau, Vintage 2023).
- Population trend: About 5.4% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 32 residents.
- Size percentile: roughly 54% of Missouri's places have fewer residents than Hartville's 625.
- Density: the Census land area of 0.7 sq mi holds about 959 people per square mile.
- By land area: Hartville ranks 512th among Missouri's 937 places, at 0.7 sq mi.
- Water: Hartville holds about 0.01 square miles, the 235th-largest water area in Missouri.
- Share of state population: Hartville's 625 residents are about 0.0% of Missouri.
- National rank: Hartville is 12,253rd of 19,457 places nationwide.
- Growth rank: Hartville ranks 87th among Missouri's 937 places for the 2020-to-2023 change.
- Against the state trend: Hartville's 5.4% change compares with a Missouri average of +0.8% across its 937 places.
- Density rank: Hartville places 325th among Missouri's places by people per square mile.
- Density vs Missouri: Hartville's 959 people per square mile compare with a state median of 743.
- Location: latitude 37.2503, longitude -92.5133 (Census Gazetteer).
- Nearest larger cities: Mansfield (10 mi); Seymour (16 mi); Mountain Grove (16 mi); Ava (22 mi); Marshfield (23 mi). Living near a larger metro rarely changes what is available in Hartville.
- Nearest smaller places: Norwood (11 mi); Diggins (19 mi); Niangua (20 mi).
- Smaller neighbours: 15 places smaller than Hartville sit within 50 miles.
- Within 100 miles: 131 places are larger than Hartville.
What to do before borrowing in Hartville
These steps shape the offer you get in Hartville, a place of about 625 people:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the Missouri regulator's licence list.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
What differs between Hartville and the rest of Missouri is not the process but the borrower's own file, among the 625 people here.
How Hartville compares across Missouri
Among Missouri's 937 places, Hartville sits at 431st for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Hartville stands 87th among Missouri's 937 places — roughly the 91th percentile. By density, at about 959 people per square mile, it ranks 325th in Missouri. Within 50 miles sit 15 smaller Census places, alongside the 32 that are larger.
Hartville on the map
Hartville covers about 0.7 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 959 residents per square mile. The state's population centre of gravity, Kansas City, is roughly 170 miles away. A 50-mile radius around Hartville takes in 32 places that are larger. By land area it ranks 512th of 937 Missouri places.
The state rulebook for Hartville
When Missouri does not publish a figure, the row links to the source instead of inventing a number; Hartville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
How a Hartville personal loan is priced
With roughly 625 residents, Hartville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Hartville. The term you choose in Hartville decides the split between a comfortable payment and the total interest you pay.
Common questions
What are my options in Hartville if my credit is poor?
What loan size can I expect in Hartville?
Do I have to pledge anything to borrow in Hartville?
Does comparing loans in Hartville cost me credit score points?
Nearby places
- Mansfield, MO — population 1,284
- Norwood, MO — population 612
- Mountain Grove, MO — population 4,645
- Seymour, MO — population 1,909
- Evergreen, MO — population 17
- Ava, MO — population 3,157
- Niangua, MO — population 408
- Diggins, MO — population 313