Personal loans in Evergreen, MO

Evergreen is home to roughly 17 people and stands 924th by size out of 937 Census places in Missouri. Compare APR, not the interest rate, because the APR folds in most fees on a Evergreen loan. Rate ceilings, licensing requirements and product limits for Evergreen are all set at the Missouri level. A larger market lies at Lebanon, MO about 9 miles away.

What the Census records for Evergreen

Only a few things actually differ by place — population, area, location, and the Missouri rules a lender must follow — and they are below.

• Population: 17 people, a figure that places Evergreen 924th among the 937 Census places in Missouri (US Census Bureau, Vintage 2023).
• Population trend: No meaningful shift since the 2020 count.
• Size percentile: Evergreen's 17 people outrank roughly 1% of the places in Missouri.
• Density: roughly 2 residents per square mile, spread over 10.1 sq mi of land.
• By land area: Evergreen ranks 58th among Missouri's 937 places, at 10.1 sq mi.
• Water area rank: Evergreen ranks 85th among Missouri's 937 places, with 0.10 sq mi.
• State share: roughly 0.0% of Missouri's residents live in Evergreen (17 people).
• Nationally: Evergreen is the 19,369th-largest of 19,457 Census places in the dataset.
• Growth rank: Evergreen ranks 541st among Missouri's 937 places for the 2020-to-2023 change.
• State comparison: Missouri's places average +0.8% for 2020-to-2023, against Evergreen's 0.0%.
• Density in Missouri: Evergreen ranks 936th by people per square mile.
• Density vs Missouri: Evergreen's 2 people per square mile compare with a state median of 743.
• Location: mapped by the US Census Bureau at 37.5500, -92.5958.
• Nearest larger cities: Lebanon (9 mi); Phillipsburg (11 mi); Conway (13 mi); Niangua (17 mi); Stoutland (19 mi). Online lenders reach Evergreen no matter how far the nearest branch is.
• Nearest smaller towns: Friedenswald (37 mi); Gerster (60 mi); McBaine (92 mi).
• Smaller neighbours: 1 places smaller than Evergreen sit within 50 miles.
• At 100 miles: 287 larger Census places fall inside that radius.

The geography behind Evergreen

Evergreen's land area is about 10.1 square miles; a further 0.10 square miles is water. That land carries about 2 people per square mile. The state's population centre of gravity, Kansas City, is roughly 152 miles away. A 50-mile radius around Evergreen takes in 56 places that are larger. The 100-mile radius contains 287 larger places.

How Missouri law applies in Evergreen

Below are the Missouri rules that apply to a loan made in Evergreen, each with the regulator that issued it.

How lenders reach Evergreen

With about 2 residents per square mile, Evergreen is sparsely settled, and 56 larger Census places sit within 50 miles. What is available to Evergreen's 17 borrowers is set by Missouri licensing and your own credit, not by how many branches are nearby. The nearest larger city, Lebanon, MO about 9 miles away.

Evergreen's place among Missouri's 937 places

Against Missouri's other places, Evergreen accounts for about 0.0% of the state's population and ranks 924th of 937 by size. On the 2020-to-2023 trend, Evergreen stands 541st among Missouri's 937 places — roughly the 42th percentile. At about 2 people per square mile, Evergreen is the 936th most densely settled place in Missouri. In land area, Evergreen ranks 58th among Missouri's 937 places.

What shapes a Evergreen personal loan

In Evergreen, a small community of about 17, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Evergreen can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Evergreen loan is knowable in advance — unlike a revolving card balance.