Personal loans in Mansfield, MO
Population in Mansfield climbed about 7.5% over the three years from 2020 to 2023. Mansfield is a small community in Missouri, with an estimated 1,284 residents, and every licensed lender here follows the same state rulebook.
With an estimated 1,284 residents, Mansfield is the 298th-largest of 937 places in Missouri. The nearest larger city is Seymour, MO about 11 miles away. A lender that serves Mansfield operates under Missouri lending statutes and a Missouri supervisor. Read the disclosure for an origination fee and any prepayment penalty before signing in Mansfield.
Mansfield: population, trend and location
Mansfield is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 1,284 people, a figure that places Mansfield 298th among the 937 Census places in Missouri (US Census Bureau, Vintage 2023).
- Population trend: A rise of about 7.5% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 90 residents.
- Size percentile: bigger than about 68% of the places in Missouri, with 1,284 residents in Mansfield.
- Density: the Census land area of 1.9 sq mi holds about 683 people per square mile.
- Land area: Mansfield covers 1.9 square miles, the 276th-largest area among Missouri's 937 places.
- Water area rank: Mansfield ranks 206th among Missouri's 937 places, with 0.02 sq mi.
- Share of Missouri: Mansfield holds about 0.0% of the state's population, some 1,284 people.
- Nationally: Mansfield is the 9,293rd-largest of 19,457 Census places in the dataset.
- Growth rank: Mansfield's 2020-to-2023 change ranks 46th of 937 places in Missouri.
- State comparison: Missouri's places average +0.8% for 2020-to-2023, against Mansfield's 7.5%.
- Density rank: Mansfield places 504th among Missouri's places by people per square mile.
- Density in context: Mansfield's 683 people per square mile sit against a Missouri median of 743.
- Location: the Census Gazetteer records it at 37.1098, -92.5810.
- Nearest larger cities: Seymour (11 mi); Ava (12 mi); Mountain Grove (17 mi); Marshfield (24 mi); Cabool (26 mi). Lenders licensed in the state serve Mansfield whether or not they keep a local branch.
- Nearest smaller towns: Norwood (9 mi); Hartville (10 mi); Diggins (16 mi).
- Smaller places within 50 miles: 23 of them.
- Larger places within 100 miles: 80.
Mansfield on the map
The Census Gazetteer records 1.9 square miles of land and 0.02 square miles of water within Mansfield. With 1,284 residents, the land area yields roughly 683 people per square mile. Kansas City, the largest place in Missouri, is about 176 miles from Mansfield. Within 50 miles of Mansfield there are 25 larger Census places. Within the same 50 miles lie 23 smaller Census places.
Before you apply in Mansfield
Complete these steps first when you borrow in Mansfield (1,284 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Missouri licence with the regulator named above before committing.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
What differs between Mansfield and the rest of Missouri is not the process but the borrower's own file, among the 1,284 people here.
How lenders reach Mansfield
At roughly 683 people per square mile, Mansfield is moderately settled; 25 larger places lie within 50 miles. A Missouri licence lets a lender serve Mansfield without a local office, so branch density does not change what its 1,284 residents are offered. The nearest bigger place is Seymour, MO about 11 miles away.
The anatomy of a Mansfield personal loan
Mansfield is a small community of about 1,284 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Mansfield. The term you choose in Mansfield decides the split between a comfortable payment and the total interest you pay.
The state rulebook for Mansfield
These are Missouri's sourced lending facts as they reach Mansfield's 1,284 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
Common questions
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Nearby places
- Hartville, MO — population 625
- Norwood, MO — population 612
- Ava, MO — population 3,157
- Seymour, MO — population 1,909
- Diggins, MO — population 313
- Mountain Grove, MO — population 4,645
- Fordland, MO — population 805
- Niangua, MO — population 408