Personal loans in Hansell, IA

With 82 residents, Hansell outranks about 10% of the communities in Iowa. Which products a lender may offer to Hansell's 82 residents follows from the Iowa consumer-lending framework. Hansell lost roughly 1.2% of its population across the 2020-to-2023 comparison. Borrowers who want a bigger city can look to Hampton, IA about 5 miles away.

The Hansell data picture

The figures below are Hansell's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: about 82 people live here, which puts Hansell 845th of 940 Census places in Iowa (Vintage 2023).
• Population trend: Lower by roughly 1.2% since the 2020 count.
• People gained or lost: about 1 fewer since the 2020 base.
• Size percentile: with 82 residents, Hansell is larger than about 10% of Iowa's Census places.
• Population density: 364 people per square mile on 0.2 square miles of land.
• By land area: Hansell ranks 855th among Iowa's 940 places, at 0.2 sq mi.
• Share of state population: Hansell's 82 residents are about 0.0% of Iowa.
• National rank: Hansell is the 18,450th most populous of the 19,457 Census places covered here.
• Growth rank: Hansell ranks 462nd among Iowa's 940 places for the 2020-to-2023 change.
• State comparison: Iowa's places average -0.7% for 2020-to-2023, against Hansell's 1.2%.
• Density in Iowa: Hansell ranks 686th by people per square mile.
• Density in context: Hansell's 364 people per square mile sit against a Iowa median of 672.
• Location: 42.7578 / -93.1041, per the US Census Bureau Gazetteer.
• Nearest larger cities: Hampton (5 mi); Geneva (6 mi); Dumont (7 mi); Bristow (10 mi); Sheffield (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Aredale (7 mi); Dougherty (12 mi); Popejoy (20 mi).
• Within a 50-mile radius: 10 smaller Census places.
• At 100 miles: 479 larger Census places fall inside that radius.

What a Hansell borrower is actually offered

With roughly 82 residents, Hansell is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Hansell loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Hansell loan but raises total interest, so the smallest payment is not the cheapest loan.

What Iowa law requires in Hansell

The rows below set out what a licensed lender must follow in Iowa, and so for Hansell's roughly 82 residents.

Borrowing reach in Hansell

At roughly 364 people per square mile, Hansell is lightly settled; 119 larger places lie within 50 miles. Distance to a branch rarely matters for Hansell's 82 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Hampton, IA about 5 miles away.

Steps to take before a Hansell loan

A sensible order of operations for a loan in Hansell, home to about 82 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Make sure the lender appears in the Iowa regulator's licence list.
5. Be clear on what the loan is for and how it gets repaid.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Look for an origination fee or prepayment penalty in the written disclosure.

None of these steps is Hansell-specific: the same Iowa licensing and disclosure rules reach all 82 residents.

Land, water and location for Hansell

The Census Gazetteer records about 0.2 square miles of land within Hansell, with no significant water area listed. That land carries about 364 people per square mile. Des Moines, the largest place in Iowa, is about 86 miles from Hansell. Counting outward 50 miles, 119 larger communities surround Hansell. Within the same 50 miles lie 10 smaller Census places.