Personal loans in Bristow, IA
For a borrower among the roughly 139 residents of Bristow, a personal loan is a tool whose cost turns on the terms, not the address. With an estimated 139 residents, Bristow is the 752nd-largest of 940 places in Iowa.
The closest larger place is Dumont, IA about 4 miles away. Bristow lost roughly 3.5% of its population across the 2020-to-2023 comparison. When Iowa caps or restricts a product, lenders either change the terms or withdraw it from Bristow as from the rest of the state. Rate-shopping from Bristow costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
Bristow by the numbers
Two layers matter for a Bristow borrower: the local population picture and Iowa's consumer-lending statutes.
- Population: about 139 people live here, which puts Bristow 752nd of 940 Census places in Iowa (Vintage 2023).
- Population trend: A loss of roughly 3.5% between 2020 and 2023.
- Absolute change: 5 residents lost between 2020 and 2023.
- Size percentile: with 139 residents, Bristow is larger than about 20% of Iowa's Census places.
- Density: roughly 148 residents per square mile, spread over 0.9 sq mi of land.
- Land area: Bristow covers 0.9 square miles, the 439th-largest area among Iowa's 940 places.
- State population share: Bristow accounts for about 0.0% of everyone in Iowa.
- Nationally: Bristow is the 17,428th-largest of 19,457 Census places in the dataset.
- Growth rank: Bristow ranks 875th among Iowa's 940 places for the 2020-to-2023 change.
- Versus Iowa: the state average change is -0.7%, while Bristow moved 3.5%.
- Density in Iowa: Bristow ranks 862nd by people per square mile.
- Density in context: Bristow's 148 people per square mile sit against a Iowa median of 672.
- Location: 42.7738, -92.9079 (US Census Bureau Gazetteer).
- Nearest larger cities: Dumont (4 mi); Allison (6 mi); Greene (10 mi); Clarksville (12 mi); Aplington (13 mi). Lenders licensed in the state serve Bristow whether or not they keep a local branch.
- Nearest smaller towns: Aredale (6 mi); Hansell (10 mi); Dougherty (12 mi).
- Smaller places within 50 miles: 22 of them.
- Within 100 miles: 443 places are larger than Bristow.
The state rulebook for Bristow
The rows below set out what a licensed lender must follow in Iowa, and so for Bristow's roughly 139 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
How lenders reach Bristow
At roughly 148 people per square mile, Bristow is lightly settled; 105 larger places lie within 50 miles. Lenders licensed in Iowa reach Bristow's 139 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Dumont, IA about 4 miles away.
Bristow in state context
Among Iowa's 940 places, Bristow sits at 752nd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 875th of 940 Iowa places, putting it near the 7th percentile for growth. Its roughly 148 residents per square mile place it 862nd among Iowa's places. In land area, Bristow ranks 439th among Iowa's 940 places.
Land, water and location for Bristow
Inside Bristow's boundaries lie about 0.9 square miles of land, with no significant water area recorded. That land carries about 148 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 90 miles. Within 50 miles of Bristow there are 105 larger Census places. The 100-mile radius contains 443 larger places.
The Bristow borrowing checklist
Before you apply in Bristow, a community of about 139, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Check the Iowa regulator's records to confirm the lender is licensed here.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Weigh a shorter term's higher payment against the interest it saves.
What differs between Bristow and the rest of Iowa is not the process but the borrower's own file, among the 139 people here.
Common questions
What are my options in Bristow if my credit is poor?
What loan size can I expect in Bristow?
Do I have to pledge anything to borrow in Bristow?
Does comparing loans in Bristow cost me credit score points?
Nearby places
- Dumont, IA — population 618
- Aredale, IA — population 59
- Allison, IA — population 942
- Greene, IA — population 977
- Aplington, IA — population 1,089
- Marble Rock, IA — population 262
- Dougherty, IA — population 61
- Hansell, IA — population 82