Personal loans in Aredale, IA

The 2020 count to the 2023 estimate shows about 1.7% decline in Aredale. Which products a lender may offer to Aredale's 59 residents follows from the Iowa consumer-lending framework. Compare APR, not the interest rate, because the APR folds in most fees on a Aredale loan. A larger market lies at Dumont, IA about 6 miles away.

Where Aredale stands

The figures below are Aredale's own — Census population, land area and coordinates — followed by the Iowa rules.

• Population: about 59, ranked 885th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 1.7% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 1 fewer since the 2020 base.
• Size percentile: roughly 6% of Iowa places rank below Aredale.
• Density: roughly 59 residents per square mile, spread over 1.0 sq mi of land.
• By land area: Aredale ranks 405th among Iowa's 940 places, at 1.0 sq mi.
• State population share: Aredale accounts for about 0.0% of everyone in Iowa.
• Nationally: Aredale is the 18,832nd-largest of 19,457 Census places in the dataset.
• Growth rank: Aredale's 2020-to-2023 change ranks 572nd of 940 places in Iowa.
• Versus Iowa: the state average change is -0.7%, while Aredale moved 1.7%.
• Density rank: Aredale places 926th among Iowa's places by people per square mile.
• Density vs Iowa: Aredale's 59 people per square mile compare with a state median of 672.
• Location: the Census Gazetteer records it at 42.8332, -93.0054.
• Nearest larger cities: Dumont (6 mi); Dougherty (6 mi); Bristow (6 mi); Hansell (7 mi); Sheffield (11 mi). Lenders licensed in the state serve Aredale whether or not they keep a local branch.
• Smaller communities within reach: Bassett (29 mi); Owasa (30 mi); Colwell (31 mi).
• Smaller places within 50 miles: 4 of them.
• Within 100 miles: 494 places are larger than Aredale.

Land, water and location for Aredale

Aredale covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 59 residents, the land area yields roughly 59 people per square mile. Des Moines, the largest place in Iowa, is about 92 miles from Aredale. Aredale has 122 larger places within a 50-mile radius. By land area it ranks 405th of 940 Iowa places.

Getting a loan in Aredale

Aredale is sparsely settled, with about 59 people per square mile and 122 larger places within 50 miles. A Iowa licence lets a lender serve Aredale without a local office, so branch density does not change what its 59 residents are offered. The nearest bigger place is Dumont, IA about 6 miles away.

What to do before borrowing in Aredale

A sensible order of operations for a loan in Aredale, home to about 59 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the Iowa licence with the regulator named above before committing.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

The process is identical across Iowa; what changes is your credit file, not the fact that Aredale holds 59 people.

Which Iowa laws govern a loan in Aredale

When Iowa does not publish a figure, the row links to the source instead of inventing a number; Aredale is bound by the same rules.

Inside a Aredale personal loan

Aredale is a small community of about 59 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Aredale. A longer term lowers the monthly payment on a Aredale loan but raises total interest, so the smallest payment is not the cheapest loan.