Personal loans in Hamburg, AR
If you are weighing a personal loan in Hamburg, start from the payment you can carry; its 2,413 residents face the same statewide rules. Hamburg shed about 4.6% of its population between the 2020 base and the 2023 estimate.
About 2,413 people live in Hamburg, placing it 120th of 500 Census places in Arkansas. Work out your debt-to-income ratio first; lenders weigh it heavily, and Hamburg's 2,413 residents are no exception. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Hamburg's 2,413 residents. For a bigger market, look to Crossett, AR about 12 miles away.
Borrowing in Hamburg: the local picture
Here is the sourced Census picture for Hamburg, plus the Arkansas lending rules that apply to a loan taken out here.
- Population: an estimated 2,413 residents, 120th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 4.6% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 117 residents.
- Size percentile: bigger than about 76% of the places in Arkansas, with 2,413 residents in Hamburg.
- Population density: about 702 people per square mile (Census land area 3.4 sq mi).
- Land area rank: Hamburg's 3.4 square miles rank 165th of 500 places in Arkansas.
- Within Arkansas: about 0.1% of the state's population lives in Hamburg.
- Nationally: Hamburg is the 6,969th-largest of 19,457 Census places in the dataset.
- Growth rank: Hamburg ranks 438th among Arkansas's 500 places for the 2020-to-2023 change.
- State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Hamburg's 4.6%.
- Density rank: Hamburg is the 120th most densely settled place in Arkansas.
- Density vs Arkansas: Hamburg's 702 people per square mile compare with a state median of 386.
- Location: the Census Gazetteer records it at 33.2248, -91.7972.
- Nearest larger cities: Crossett (12 mi); Monticello (28 mi); Dermott (30 mi); Warren (31 mi); Bastrop (32 mi). Living near a larger metro rarely changes what is available in Hamburg.
- Nearest smaller places: Fountain Hill (10 mi); Parkdale (16 mi); Portland (17 mi).
- Within a 50-mile radius: 35 smaller Census places.
- Larger places within 100 miles: 45.
Hamburg in state context
Set beside Arkansas's 500 places, Hamburg ranks 120th by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 438th of 500 Arkansas places, putting it near the 12th percentile for growth. At about 702 people per square mile, Hamburg is the 120th most densely settled place in Arkansas. In land area, Hamburg ranks 165th among Arkansas's 500 places.
A pre-application checklist for Hamburg
Complete these steps first when you borrow in Hamburg (2,413 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Arkansas licence with the regulator named above before committing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Hamburg-specific: the same Arkansas licensing and disclosure rules reach all 2,413 residents.
What Arkansas law requires in Hamburg
For the roughly 2,413 residents of Hamburg, the rules below are Arkansas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Payday lending status | Not permitted — all storefront payday lending eliminated; the Attorney General has worked to eliminate all forms of payday lending since 2008 Source says: "the Attorney General's office has worked to eliminate all forms of payday lending in Arkansas"; "all storefront payday loan operations in Arkansas have been shut down". | Arkansas Attorney General — Consumer Protection Division as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
Where Hamburg sits
The Census Gazetteer records about 3.4 square miles of land within Hamburg, with no significant water area listed. Spread across it are roughly 702 residents per square mile. Little Rock, the largest place in Arkansas, is about 109 miles from Hamburg. Within 50 miles of Hamburg there are 10 larger Census places. Within the same 50 miles lie 35 smaller Census places.
Lender access in Hamburg
Hamburg is a moderately settled community of about 2,413 people, with 10 larger places inside a 50-mile radius. A Arkansas licence lets a lender serve Hamburg without a local office, so branch density does not change what its 2,413 residents are offered. For a larger market, the closest option is Crossett, AR about 12 miles away.
Common questions
What are my options in Hamburg if my credit is poor?
What loan size can I expect in Hamburg?
Do I have to pledge anything to borrow in Hamburg?
Does comparing loans in Hamburg cost me credit score points?
Nearby places
- Fountain Hill, AR — population 106
- Crossett, AR — population 4,578
- Parkdale, AR — population 170
- Wilmot, AR — population 395
- Portland, AR — population 311
- Montrose, AR — population 232
- Bonita, LA — population 161
- Felsenthal, AR — population 85