Personal loans in Fountain Hill, AR

The Fountain Hill data picture

What follows is Fountain Hill's place in the Census record, alongside the Arkansas rules that govern a personal loan made here.

• Population: 106 people, a figure that places Fountain Hill 442nd among the 500 Census places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 1.9%.
• Absolute change: 2 residents lost between 2020 and 2023.
• Size percentile: roughly 12% of Arkansas's places have fewer residents than Fountain Hill's 106.
• Density: roughly 187 residents per square mile, spread over 0.6 sq mi of land.
• By land area: Fountain Hill ranks 406th among Arkansas's 500 places, at 0.6 sq mi.
• State share: roughly 0.0% of Arkansas's residents live in Fountain Hill (106 people).
• Nationally: Fountain Hill is the 18,031st-largest of 19,457 Census places in the dataset.
• Growth rank: Fountain Hill ranks 327th among Arkansas's 500 places for the 2020-to-2023 change.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Fountain Hill's 1.9%.
• Density rank: Fountain Hill is the 389th most densely settled place in Arkansas.
• Against the state median: Fountain Hill runs about 187 residents per square mile, where the Arkansas median is 386.
• Location: latitude 33.3575, longitude -91.8511 (Census Gazetteer).
• Nearest larger cities: Hamburg (10 mi); Crossett (17 mi); Monticello (19 mi); Wilmar (19 mi); Hermitage (19 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: Felsenthal (27 mi); Banks (28 mi); Tinsman (34 mi).
• Smaller places within 50 miles: 3 of them.
• Larger places within 100 miles: 222.

Borrowing reach in Fountain Hill

Fountain Hill is a lightly settled community of about 106 people, with 45 larger places inside a 50-mile radius. A Arkansas licence lets a lender serve Fountain Hill without a local office, so branch density does not change what its 106 residents are offered. The nearest bigger place is Hamburg, AR about 10 miles away.

How Fountain Hill compares across Arkansas

Within Arkansas, Fountain Hill holds roughly 0.0% of all residents, the 442nd-largest share among 500 places. For population change between 2020 and 2023, Fountain Hill ranks 327th of 500 in Arkansas (about the 35th percentile). At about 187 people per square mile, Fountain Hill is the 389th most densely settled place in Arkansas. In land area, Fountain Hill ranks 406th among Arkansas's 500 places.

The Arkansas lending rules that reach Fountain Hill

Read the table as a lender's compliance picture for Fountain Hill: the rule, the sourced figure, the publisher and the date.

How a Fountain Hill personal loan is priced

In Fountain Hill, a small community of about 106, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Fountain Hill. The term you choose in Fountain Hill decides the split between a comfortable payment and the total interest you pay.

A pre-application checklist for Fountain Hill

For Fountain Hill's roughly 106 residents, these are the steps that most influence the offer:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Arkansas regulator's licence records before you sign.
5. Test the payment against your current bills before you commit.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

None of these steps is Fountain Hill-specific: the same Arkansas licensing and disclosure rules reach all 106 residents.