Personal loans in Hagerman, ID
Hagerman, Idaho — home to about 988 people — is a small community, so the terms you are offered follow Idaho law rather than any local rule. Roughly 988 residents live in Hagerman, the 87th-largest community in Idaho.
Population in Hagerman climbed about 2.4% over the three years from 2020 to 2023. Consumer lending that reaches Hagerman's 988 residents is governed by Idaho statute; no city ordinance changes it. Work out your debt-to-income ratio first; lenders weigh it heavily, and Hagerman's 988 residents are no exception. The closest larger place is Wendell, ID about 10 miles away.
Hagerman by the numbers
Read the local figures below as context; read the sourced Idaho table as the rulebook a lender here must follow.
- Population: 988 residents; Hagerman is the 87th-largest of 197 places in Idaho (US Census Bureau, Vintage 2023).
- Population trend: Roughly 2.4% more residents than the 2020 Census counted.
- Net change: roughly 23 more people than the 2020 Census counted.
- Size percentile: about 56% of Idaho's Census places are smaller than Hagerman.
- Density: the Census land area of 0.6 sq mi holds about 1,680 people per square mile.
- Land area: Hagerman covers 0.6 square miles, the 142nd-largest area among Idaho's 197 places.
- Water: Hagerman holds about 0.02 square miles, the 55th-largest water area in Idaho.
- State share: roughly 0.1% of Idaho's residents live in Hagerman (988 people).
- National rank: Hagerman sits 10,256th by population among the 19,457 places in this dataset.
- Growth rank: Hagerman ranks 162nd among Idaho's 197 places for the 2020-to-2023 change.
- Against the state trend: Hagerman's 2.4% change compares with a Idaho average of +7.1% across its 197 places.
- Density rank: Hagerman is the 63rd most densely settled place in Idaho.
- Density vs Idaho: Hagerman's 1,680 people per square mile compare with a state median of 1,026.
- Location: latitude 42.8160, longitude -114.8977 (Census Gazetteer).
- Nearest larger cities: Wendell (10 mi); Gooding (13 mi); Buhl (17 mi); Jerome (21 mi); Glenns Ferry (23 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Bliss (8 mi); Castleford (20 mi); Dietrich (33 mi).
- Smaller places within 50 miles: 9 of them.
- At 100 miles: 24 larger Census places fall inside that radius.
Land, water and location for Hagerman
The Census Gazetteer records 0.6 square miles of land and 0.02 square miles of water within Hagerman. Spread across it are roughly 1,680 residents per square mile. The largest place in Idaho, Boise City, lies about 86 miles away. Counting outward 50 miles, 11 larger communities surround Hagerman. Within the same 50 miles lie 9 smaller Census places.
Hagerman against the rest of Idaho
Among Idaho's 197 places, Hagerman sits at 87th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Hagerman ranks 162nd of 197 in Idaho (about the 18th percentile). At about 1,680 people per square mile, Hagerman is the 63rd most densely settled place in Idaho. The population moved by about 23 people between 2020 and 2023, a 2.4% shift.
Idaho rules behind a Hagerman personal loan
The rows below set out what a licensed lender must follow in Idaho, and so for Hagerman's roughly 988 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Idaho Department of Finance (IDOF) Source says: "Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers". | Idaho Department of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum legal rate (when no written contract fixes a different rate) Source says: "interest is allowed at the rate of twelve cents (12¢) on the hundred by the year". | Idaho State Legislature as of 2026-09-16 |
| Payday lending status | Permitted under license (payday loan license required) Source says: "No person shall engage in the business of payday loans ... without having first obtained a license under this chapter". | Idaho State Legislature as of 2026-09-16 |
How lenders reach Hagerman
Hagerman is a moderately settled community of about 988 people, with 11 larger places inside a 50-mile radius. Whether Hagerman has a local branch or not, a Idaho-licensed lender can serve its 988 people online on the same terms. The nearest larger city, Wendell, ID about 10 miles away.
How a Hagerman personal loan is priced
Most loans made to Hagerman's 988 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Hagerman's 988 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Hagerman loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Hagerman if my credit is poor?
What loan size can I expect in Hagerman?
Do I have to pledge anything to borrow in Hagerman?
Does comparing loans in Hagerman cost me credit score points?
Nearby places
- Bliss, ID — population 265
- Wendell, ID — population 3,010
- Gooding, ID — population 3,802
- Buhl, ID — population 4,715
- Castleford, ID — population 226
- Filer, ID — population 2,951
- Jerome, ID — population 13,135
- Glenns Ferry, ID — population 1,304