Personal loans in Castleford, ID

A 2020-to-2023 comparison shows Castleford up by about 4.1%. For a community of about 226, the practical step is to compare APR across at least three lenders before committing. The nearest larger city is Buhl, ID about 8 miles away. A lender that serves Castleford operates under Idaho lending statutes and a Idaho supervisor.

What the Census records for Castleford

Here is the sourced Census picture for Castleford, plus the Idaho lending rules that apply to a loan taken out here.

• Population: 226 people, a figure that places Castleford 164th among the 197 Census places in Idaho (US Census Bureau, Vintage 2023).
• Population trend: About 4.1% above the 2020 Census base.
• People gained or lost: about 9 more since the 2020 base.
• Size percentile: bigger than about 17% of the places in Idaho, with 226 residents in Castleford.
• Density: the Census land area of 0.1 sq mi holds about 2,354 people per square mile.
• Land area: Castleford covers 0.1 square miles, the 191st-largest area among Idaho's 197 places.
• State share: roughly 0.0% of Idaho's residents live in Castleford (226 people).
• Nationally: Castleford is the 16,076th-largest of 19,457 Census places in the dataset.
• Growth rank: Castleford ranks 123rd among Idaho's 197 places for the 2020-to-2023 change.
• State comparison: Idaho's places average +7.1% for 2020-to-2023, against Castleford's 4.1%.
• Density in Idaho: Castleford ranks 24th by people per square mile.
• Density in context: Castleford's 2,354 people per square mile sit against a Idaho median of 1,026.
• Location: it lies at 42.5206, -114.8718 in the Census Gazetteer.
• Nearest larger cities: Buhl (8 mi); Filer (14 mi); Hollister (19 mi); Wendell (20 mi); Hagerman (20 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Murtaugh (36 mi); Acequia (66 mi); Minidoka (72 mi).
• Within a 50-mile radius: 1 smaller Census places.
• At 100 miles: 33 larger Census places fall inside that radius.

Inside a Castleford personal loan

Most loans made to Castleford's 226 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Castleford can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Castleford loan is knowable in advance — unlike a revolving card balance.

Castleford: area, density and distance

Inside Castleford's boundaries lie about 0.1 square miles of land, with no significant water area recorded. The resulting density is about 2,354 people per square mile. The state's population centre of gravity, Boise City, is roughly 101 miles away. Within 50 miles of Castleford there are 16 larger Census places. The 100-mile radius contains 33 larger places.

The Idaho lending rules that reach Castleford

Idaho has no separate rate rule for Castleford; the sourced rows below are what reach every lender that serves its 226 people.

Castleford's place among Idaho's 197 places

Within Idaho, Castleford holds roughly 0.0% of all residents, the 164th-largest share among 197 places. Its 2020-to-2023 change ranks 123rd of 197 Idaho places, putting it near the 38th percentile for growth. Its roughly 2,354 residents per square mile place it 24th among Idaho's places. The population moved by about 9 people between 2020 and 2023, a 4.1% shift.

Steps to take before a Castleford loan

These steps shape the offer you get in Castleford, a place of about 226 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Test your amount and term in the personal loan calculator first.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's Idaho licence with the regulator listed on this page.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Keep the amount to the expense; an approval is not a reason to take more.

The process is identical across Idaho; what changes is your credit file, not the fact that Castleford holds 226 people.