Personal loans in Buhl, ID
For a borrower among the roughly 4,715 residents of Buhl, a personal loan is a tool whose cost turns on the terms, not the address. Buhl is home to roughly 4,715 people and stands 38th by size out of 197 Census places in Idaho.
Population in Buhl climbed about 3.3% over the three years from 2020 to 2023. Lenders active in Buhl report to a Idaho supervisor, identified in the sourced rows below. Compare APR, not the interest rate, because the APR folds in most fees on a Buhl loan. The nearest larger metro is Jerome, ID about 15 miles away.
Local context for Buhl
Two layers matter for a Buhl borrower: the local population picture and Idaho's consumer-lending statutes.
- Population: the Census counts 4,715 residents in Buhl (Vintage 2023 subcounty estimate), the 38th-largest figure among Idaho's 197 places.
- Population trend: About 3.3% above the 2020 Census base.
- Net change: roughly 151 more people than the 2020 Census counted.
- Size percentile: with 4,715 residents, Buhl is larger than about 81% of Idaho's Census places.
- Land and density: 1.9 square miles of land carry roughly 2,509 residents per square mile.
- By land area: Buhl ranks 72nd among Idaho's 197 places, at 1.9 sq mi.
- State share: roughly 0.3% of Idaho's residents live in Buhl (4,715 people).
- National rank: Buhl sits 4,993rd by population among the 19,457 places in this dataset.
- Growth rank: Buhl ranks 141st among Idaho's 197 places for the 2020-to-2023 change.
- Versus Idaho: the state average change is +7.1%, while Buhl moved 3.3%.
- Density rank: Buhl is the 16th most densely settled place in Idaho.
- Density in context: Buhl's 2,509 people per square mile sit against a Idaho median of 1,026.
- Location: 42.5984, -114.7595 (US Census Bureau Gazetteer).
- Nearest larger cities: Jerome (15 mi); Twin Falls (15 mi); Kimberly (20 mi); Burley (49 mi); Rupert (55 mi). Larger metros often have more branches, but online lenders reach Buhl on the same terms.
- Smaller places nearby: Castleford (8 mi); Filer (8 mi); Wendell (13 mi).
- Smaller neighbours: 16 places smaller than Buhl sit within 50 miles.
- Within 100 miles: 8 places are larger than Buhl.
What Idaho law requires in Buhl
For the roughly 4,715 residents of Buhl, the rules below are Idaho's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Idaho Department of Finance (IDOF) Source says: "Safeguarding the financial health of Idahoans through the appropriate oversight of diverse financial institutions, the education and protection of consumers". | Idaho Department of Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum legal rate (when no written contract fixes a different rate) Source says: "interest is allowed at the rate of twelve cents (12¢) on the hundred by the year". | Idaho State Legislature as of 2026-09-16 |
| Payday lending status | Permitted under license (payday loan license required) Source says: "No person shall engage in the business of payday loans ... without having first obtained a license under this chapter". | Idaho State Legislature as of 2026-09-16 |
Getting a loan in Buhl
At roughly 2,509 people per square mile, Buhl is fairly dense; 4 larger places lie within 50 miles. A Idaho licence lets a lender serve Buhl without a local office, so branch density does not change what its 4,715 residents are offered. The nearest bigger place is Jerome, ID about 15 miles away.
A practical checklist for Buhl borrowers
A sensible order of operations for a loan in Buhl, home to about 4,715 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Idaho regulator's licence records before you sign.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
The process is identical across Idaho; what changes is your credit file, not the fact that Buhl holds 4,715 people.
Buhl: area, density and distance
Buhl's land area is roughly 1.9 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 2,509 people per square mile. The largest place in Idaho, Boise City, lies about 101 miles away. A 50-mile radius around Buhl takes in 4 places that are larger. By land area it ranks 72nd of 197 Idaho places.
Buhl against the rest of Idaho
Within Idaho, Buhl holds roughly 0.3% of all residents, the 38th-largest share among 197 places. For population change between 2020 and 2023, Buhl ranks 141st of 197 in Idaho (about the 28th percentile). At about 2,509 people per square mile, Buhl is the 16th most densely settled place in Idaho. By land area, its 1.9 square miles rank 72nd of 197 places in Idaho.
Common questions
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Nearby places
- Castleford, ID — population 226
- Filer, ID — population 2,951
- Wendell, ID — population 3,010
- Hagerman, ID — population 988
- Jerome, ID — population 13,135
- Twin Falls, ID — population 54,943
- Hollister, ID — population 265
- Gooding, ID — population 3,802