Personal loans in Guthrie Center, IA

Borrowing in Guthrie Center: the local picture

Most of what governs a Guthrie Center loan is written in Iowa law rather than in the city; the sourced notes below make that split concrete.

• Population: 1,579 — Guthrie Center ranks 198th of 940 communities in Iowa (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 0.6% from 2020 to 2023.
• People gained or lost: about 9 fewer since the 2020 base.
• Size percentile: about 79% of Iowa communities are smaller than Guthrie Center (1,579 residents).
• Population density: about 664 people per square mile (Census land area 2.4 sq mi).
• By land area: Guthrie Center ranks 173rd among Iowa's 940 places, at 2.4 sq mi.
• State share: roughly 0.1% of Iowa's residents live in Guthrie Center (1,579 people).
• National rank: Guthrie Center sits 8,510th by population among the 19,457 places in this dataset.
• Growth in Iowa: Guthrie Center stands 352nd by percentage change from 2020 to 2023, among 940 places.
• Against the state trend: Guthrie Center's 0.6% change compares with a Iowa average of -0.7% across its 940 places.
• Density rank: Guthrie Center is the 475th most densely settled place in Iowa.
• Density in context: Guthrie Center's 664 people per square mile sit against a Iowa median of 672.
• Location: mapped by the US Census Bureau at 41.6779, -94.4992.
• Nearest larger cities: Stuart (15 mi); Audubon (22 mi); Perry (24 mi); Jefferson (24 mi); Adel (26 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Panora (7 mi); Yale (10 mi); Casey (12 mi), each with its own Census population profile.
• Smaller places within 50 miles: 99 of them.
• Larger places within 100 miles: 101.

How Iowa law applies in Guthrie Center

Iowa has no separate rate rule for Guthrie Center; the sourced rows below are what reach every lender that serves its 1,579 people.

Before you apply in Guthrie Center

Before you hand your details to a lender in Guthrie Center, where the population is near 1,579:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Check the Iowa regulator's records to confirm the lender is licensed here.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

The process is identical across Iowa; what changes is your credit file, not the fact that Guthrie Center holds 1,579 people.

Guthrie Center: area, density and distance

The Census Gazetteer records about 2.4 square miles of land within Guthrie Center, with no significant water area listed. With 1,579 residents, the land area yields roughly 664 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 46 miles. Guthrie Center has 33 larger places within a 50-mile radius. Within the same 50 miles lie 99 smaller Census places.

Guthrie Center against the rest of Iowa

Among Iowa's 940 places, Guthrie Center sits at 198th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Guthrie Center ranks 352nd of 940 in Iowa (about the 63th percentile). Its roughly 664 residents per square mile place it 475th among Iowa's places. The population moved by about 9 people between 2020 and 2023, a 0.6% shift.

How personal loans work in Guthrie Center

Guthrie Center is a small community of about 1,579 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Guthrie Center. Shortening the term on a Guthrie Center loan raises the monthly payment but cuts the interest; lengthening it does the reverse.