Personal loans in Casey, IA
By population, Casey sits at 496th in Iowa, with an estimated 385 residents. A 2020-to-2023 comparison shows Casey up by about 0.3%.
With roughly 385 residents, Casey is a small community, and the lending rules its borrowers live under are written in Iowa, not by the city. Rate ceilings, licensing requirements and product limits for Casey are all set at the Iowa level. If debt is already a strain, a nonprofit credit counsellor can help Casey residents before they take on more. The nearest larger metro is Adair, IA about 6 miles away.
Casey: the sourced local profile
Here is the sourced Census picture for Casey, plus the Iowa lending rules that apply to a loan taken out here.
- Population: about 385, ranked 496th of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
- Population trend: Higher by roughly 0.3% since the 2020 count.
- Net change: roughly 1 more people than the 2020 Census counted.
- Size percentile: Casey's 385 people outrank roughly 47% of the places in Iowa.
- Population density: 521 people per square mile on 0.7 square miles of land.
- Land area: Casey covers 0.7 square miles, the 521st-largest area among Iowa's 940 places.
- Share of state population: Casey's 385 residents are about 0.0% of Iowa.
- National standing: Casey ranks 14,239th of 19,457 US places.
- Growth rank: Casey's 2020-to-2023 change ranks 212th of 940 places in Iowa.
- Against the state trend: Casey's 0.3% change compares with a Iowa average of -0.7% across its 940 places.
- Density rank: Casey places 592nd among Iowa's places by people per square mile.
- Against the state median: Casey runs about 521 residents per square mile, where the Iowa median is 672.
- Location: coordinates 41.5075, -94.5214 (US Census Bureau Gazetteer).
- Nearest larger cities: Adair (6 mi); Stuart (11 mi); Guthrie Center (12 mi); Anita (13 mi); Greenfield (14 mi). Living near a larger metro rarely changes what is available in Casey.
- Nearest smaller places: Menlo (6 mi); Linden (16 mi); Bridgewater (20 mi).
- Smaller neighbours: 61 places smaller than Casey sit within 50 miles.
- At 100 miles: 241 larger Census places fall inside that radius.
How personal loans work in Casey
A Casey personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 385 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Casey. The term you choose in Casey decides the split between a comfortable payment and the total interest you pay.
Casey against the rest of Iowa
Casey is the 496th-largest of 940 Census places in Iowa and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Casey stands 212th among Iowa's 940 places — roughly the 77th percentile. At about 521 people per square mile, Casey is the 592nd most densely settled place in Iowa. Within 50 miles sit 61 smaller Census places, alongside the 66 that are larger.
Iowa rules behind a Casey personal loan
For the roughly 385 residents of Casey, the rules below are Iowa's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Delayed deposit fee cap | Fee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 2 percentage points above the monthly average 10-year U.S. Treasury constant maturity rate (written agreements) Source says: "The maximum lawful rate of interest ... in any written agreement ... shall be two percentage points above the monthly average ten-year constant maturity interest rate". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Land, water and location for Casey
Casey covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 385 residents, the land area yields roughly 521 people per square mile. For the state's biggest city, Des Moines, the distance is roughly 47 miles. Counting outward 50 miles, 66 larger communities surround Casey. By land area it ranks 521st of 940 Iowa places.
What is available to Casey borrowers
Casey is a moderately settled community of about 385 people, with 66 larger places inside a 50-mile radius. Whether Casey has a local branch or not, a Iowa-licensed lender can serve its 385 people online on the same terms. The nearest larger city, Adair, IA about 6 miles away.
Common questions
What are my options in Casey if my credit is poor?
What loan size can I expect in Casey?
Do I have to pledge anything to borrow in Casey?
Does comparing loans in Casey cost me credit score points?
Nearby places
- Menlo, IA — population 343
- Adair, IA — population 781
- Guthrie Center, IA — population 1,579
- Stuart, IA — population 1,855
- Greenfield, IA — population 2,033
- Fontanelle, IA — population 670
- Panora, IA — population 1,083
- Anita, IA — population 965