Personal loans in Yale, IA

A personal loan in Yale is priced from your credit file and income, not from the fact that the city holds 264 people. Compare APR, not the interest rate, because the APR folds in most fees on a Yale loan. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Yale's 264 residents. A larger market lies at Panora, IA about 6 miles away.

Yale: the sourced local profile

What follows is Yale's place in the Census record, alongside the Iowa rules that govern a personal loan made here.

• Population: 264 residents; Yale is the 591st-largest of 940 places in Iowa (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 1.1% since the 2020 count.
• People gained or lost: about 3 fewer since the 2020 base.
• Size percentile: roughly 37% of Iowa's places have fewer residents than Yale's 264.
• Population density: 913 people per square mile on 0.3 square miles of land.
• By land area: Yale ranks 800th among Iowa's 940 places, at 0.3 sq mi.
• Share of state population: Yale's 264 residents are about 0.0% of Iowa.
• National rank: Yale is 15,574th of 19,457 places nationwide.
• Growth in Iowa: Yale stands 450th by percentage change from 2020 to 2023, among 940 places.
• Versus Iowa: the state average change is -0.7%, while Yale moved 1.1%.
• Density in Iowa: Yale ranks 313th by people per square mile.
• Density in context: Yale's 913 people per square mile sit against a Iowa median of 672.
• Location: coordinates 41.7751, -94.3578 (US Census Bureau Gazetteer).
• Nearest larger cities: Panora (6 mi); Guthrie Center (10 mi); Bayard (12 mi); Perry (14 mi); Redfield (15 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Jamaica (6 mi); Bagley (6 mi); Dawson (8 mi).
• Smaller neighbours: 40 places smaller than Yale sit within 50 miles.
• At 100 miles: 300 larger Census places fall inside that radius.

Where Yale sits in Iowa

Against Iowa's other places, Yale accounts for about 0.0% of the state's population and ranks 591st of 940 by size. On the 2020-to-2023 trend, Yale stands 450th among Iowa's 940 places — roughly the 52th percentile. Its roughly 913 residents per square mile place it 313th among Iowa's places. Within 50 miles sit 40 smaller Census places, alongside the 94 that are larger.

How a Yale personal loan is priced

Yale is a small community of about 264 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Yale lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Yale loan but raises total interest, so the smallest payment is not the cheapest loan.

Iowa rules behind a Yale personal loan

Read the table as a lender's compliance picture for Yale: the rule, the sourced figure, the publisher and the date.

Yale on the map

Yale covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 913 residents per square mile. Des Moines, the largest place in Iowa, is about 41 miles from Yale. A 50-mile radius around Yale takes in 94 places that are larger. Within the same 50 miles lie 40 smaller Census places.

Borrowing reach in Yale

With about 913 residents per square mile, Yale is moderately settled, and 94 larger Census places sit within 50 miles. A Iowa licence lets a lender serve Yale without a local office, so branch density does not change what its 264 residents are offered. The nearest bigger place is Panora, IA about 6 miles away.