Personal loans in Greenwood, WI
To lend to Greenwood's 1,112 residents, a company must hold a Wisconsin licence, and each sourced row below names the regulator behind it. The Census estimates 1,112 residents in Greenwood, which ranks it 350th of 605 places in Wisconsin. Greenwood is a small community of about 1,112 residents, and a personal loan taken out here is governed by Wisconsin statute. The 2020 count to the 2023 estimate shows about 4.6% growth in Greenwood. For a community of about 1,112, the practical step is to compare APR across at least three lenders before committing. A larger market lies at Loyal, WI about 5 miles away.
What the Census records for Greenwood
Only a few things actually differ by place — population, area, location, and the Wisconsin rules a lender must follow — and they are below.
- Population: 1,112 residents; Greenwood is the 350th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: About 4.6% above the 2020 Census base.
- People gained or lost: about 49 more since the 2020 base.
- Size percentile: roughly 42% of Wisconsin's places have fewer residents than Greenwood's 1,112.
- Population density: about 412 people per square mile across 2.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Greenwood ranks 256th among Wisconsin's 605 places, at 2.7 sq mi.
- Water area: Greenwood has 0.09 square miles of water, ranking 192nd of 605 places in Wisconsin.
- Share of state population: Greenwood's 1,112 residents are about 0.0% of Wisconsin.
- National rank: Greenwood is the 9,817th most populous of the 19,457 Census places covered here.
- Growth in Wisconsin: Greenwood stands 41st by percentage change from 2020 to 2023, among 605 places.
- Versus Wisconsin: the state average change is +0.4%, while Greenwood moved 4.6%.
- Density in Wisconsin: Greenwood ranks 463rd by people per square mile.
- Against the state median: Greenwood runs about 412 residents per square mile, where the Wisconsin median is 800.
- Location: 44.7654, -90.5990 (Census Gazetteer coordinates).
- Nearest larger cities: Loyal (5 mi); Neillsville (14 mi); Spencer (15 mi); Thorp (17 mi); Colby (17 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places nearby: Withee (13 mi); Owen (13 mi); Granton (14 mi).
- Smaller neighbours: 34 places smaller than Greenwood sit within 50 miles.
- At 100 miles: 122 larger Census places fall inside that radius.
How Greenwood compares across Wisconsin
Greenwood is the 350th-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. For population change between 2020 and 2023, Greenwood ranks 41st of 605 in Wisconsin (about the 93th percentile). At about 412 people per square mile, Greenwood is the 463rd most densely settled place in Wisconsin. By land area, its 2.7 square miles rank 256th of 605 places in Wisconsin.
Where Greenwood sits
Greenwood covers about 2.7 square miles of land, with 0.09 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 412 people per square mile. Milwaukee, the largest place in Wisconsin, is about 176 miles from Greenwood. Within 50 miles of Greenwood there are 34 larger Census places. By land area it ranks 256th of 605 Wisconsin places.
The Greenwood borrowing checklist
Complete these steps first when you borrow in Greenwood (1,112 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the Wisconsin licence with the regulator named above before committing.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
In Greenwood as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 1,112 residents.
Which Wisconsin laws govern a loan in Greenwood
This table holds the Wisconsin rate and licensing rules for consumer loans made to Greenwood's 1,112 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
The anatomy of a Greenwood personal loan
Most loans made to Greenwood's 1,112 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Greenwood can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Greenwood loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Greenwood if my credit is poor?
What loan size can I expect in Greenwood?
Do I have to pledge anything to borrow in Greenwood?
Does comparing loans in Greenwood cost me credit score points?
Nearby places
- Loyal, WI — population 1,187
- Withee, WI — population 500
- Owen, WI — population 907
- Neillsville, WI — population 2,311
- Granton, WI — population 374
- Curtiss, WI — population 466
- Thorp, WI — population 1,775
- Unity, WI — population 377