Personal loans in Neillsville, WI
Every figure below is Wisconsin's own, applied to Neillsville's 2,311 residents, with the publisher and retrieval date attached. An estimated 2,311 people make their home in Neillsville, a figure that ranks 243rd in Wisconsin.
Neillsville is a small community of about 2,311 residents, and a personal loan taken out here is governed by Wisconsin statute. A 2020-to-2023 comparison shows Neillsville down by about 3.3%. Compare APR, not the interest rate, because the APR folds in most fees on a Neillsville loan. For a bigger market, look to Marshfield, WI about 22 miles away.
What the Census records for Neillsville
What follows is Neillsville's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.
- Population: an estimated 2,311 residents, 243rd of 605 places in Wisconsin (Census Vintage 2023 subcounty estimate).
- Population trend: About 3.3% below the 2020 Census base.
- People gained or lost: about 80 fewer since the 2020 base.
- Size percentile: about 60% of Wisconsin's Census places are smaller than Neillsville.
- Density: roughly 842 residents per square mile, spread over 2.7 sq mi of land.
- Land area rank: Neillsville's 2.7 square miles rank 254th of 605 places in Wisconsin.
- Water area rank: Neillsville ranks 165th among Wisconsin's 605 places, with 0.13 sq mi.
- State share: roughly 0.1% of Wisconsin's residents live in Neillsville (2,311 people).
- National rank: Neillsville is 7,094th of 19,457 places nationwide.
- Growth in Wisconsin: Neillsville stands 584th by percentage change from 2020 to 2023, among 605 places.
- Against the state trend: Neillsville's 3.3% change compares with a Wisconsin average of +0.4% across its 605 places.
- Density rank: Neillsville is the 284th most densely settled place in Wisconsin.
- Density vs Wisconsin: Neillsville's 842 people per square mile compare with a state median of 800.
- Location: mapped by the US Census Bureau at 44.5603, -90.5908.
- Nearest larger cities: Marshfield (22 mi); Black River Falls (22 mi); Abbotsford (30 mi); Stanley (33 mi); Nekoosa (38 mi). Living near a larger metro rarely changes what is available in Neillsville.
- Smaller towns nearby: Granton (7 mi); Loyal (13 mi); Greenwood (14 mi).
- Smaller places within 50 miles: 55 of them.
- At 100 miles: 73 larger Census places fall inside that radius.
Neillsville against the rest of Wisconsin
Set beside Wisconsin's 605 places, Neillsville ranks 243rd by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Neillsville stands 584th among Wisconsin's 605 places — roughly the 3th percentile. At about 842 people per square mile, Neillsville is the 284th most densely settled place in Wisconsin. By land area, its 2.7 square miles rank 254th of 605 places in Wisconsin.
Which Wisconsin laws govern a loan in Neillsville
When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Neillsville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
The anatomy of a Neillsville personal loan
A Neillsville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,311 residents. The APR tracks your credit score rather than Neillsville's rank of 243rd in Wisconsin: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Neillsville loan is knowable in advance — unlike a revolving card balance.
What is available to Neillsville borrowers
Neillsville is moderately settled, with about 842 people per square mile and 15 larger places within 50 miles. Whether Neillsville has a local branch or not, a Wisconsin-licensed lender can serve its 2,311 people online on the same terms. The nearest bigger place is Marshfield, WI about 22 miles away.
Neillsville: area, density and distance
Neillsville covers about 2.7 square miles of land, with 0.13 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 842 residents per square mile. The largest place in Wisconsin, Milwaukee, lies about 167 miles away. Counting outward 50 miles, 15 larger communities surround Neillsville. The 100-mile radius contains 73 larger places.
Common questions
What are my options in Neillsville if my credit is poor?
What loan size can I expect in Neillsville?
Do I have to pledge anything to borrow in Neillsville?
Does comparing loans in Neillsville cost me credit score points?
Nearby places
- Granton, WI — population 374
- Loyal, WI — population 1,187
- Greenwood, WI — population 1,112
- Merrillan, WI — population 546
- Alma Center, WI — population 469
- Spencer, WI — population 1,812
- Black River Falls, WI — population 3,587
- Fairchild, WI — population 456