Personal loans in Withee, WI

For a borrower among the roughly 500 residents of Withee, a personal loan is a tool whose cost turns on the terms, not the address. Withee ranks 478th of 605 places in Wisconsin, with a population near 500.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A 2020-to-2023 comparison shows Withee down by about 1.4%. Which products a lender may offer to Withee's 500 residents follows from the Wisconsin consumer-lending framework. Read the disclosure for an origination fee and any prepayment penalty before signing in Withee. For a bigger market, look to Owen, WI about 2 miles away.

The Withee data picture

Read the local figures below as context; read the sourced Wisconsin table as the rulebook a lender here must follow.

Wisconsin consumer-lending rules applied in Withee

For the roughly 500 residents of Withee, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Small-loan / installment lender licensingLicensed lender license required from the Division of Banking (Wis. Stat. § 138.09)
Source says: Before any person may do business under this section, that person shall first obtain a license from the division.
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16

What is available to Withee borrowers

Withee is moderately settled, with about 611 people per square mile and 46 larger places within 50 miles. What is available to Withee's 500 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Owen, WI about 2 miles away.

What a Withee borrower is actually offered

With roughly 500 residents, Withee is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Withee can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Withee loan is knowable in advance — unlike a revolving card balance.

Withee in state context

Among Wisconsin's 605 places, Withee sits at 478th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Withee stands 447th among Wisconsin's 605 places — roughly the 26th percentile. By density, at about 611 people per square mile, it ranks 374th in Wisconsin. Between 2020 and 2023 the count changed by roughly 7 residents.

Withee: area, density and distance

Inside Withee's boundaries lie about 0.8 square miles of land, with no significant water area recorded. With 500 residents, the land area yields roughly 611 people per square mile. The state's population centre of gravity, Milwaukee, is roughly 185 miles away. A 50-mile radius around Withee takes in 46 places that are larger. By land area it ranks 534th of 605 Wisconsin places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Withee if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Withee is the same as anywhere in Wisconsin.
What loan size can I expect in Withee?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Withee?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Withee cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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