Personal loans in Greenup, KY
Personal loans in Greenup are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 1,056 population. The Census estimates 1,056 residents in Greenup, which ranks it 196th of 416 places in Kentucky.
Greenup shed about 2.9% of its population between the 2020 base and the 2023 estimate. Which products a lender may offer to Greenup's 1,056 residents follows from the Kentucky consumer-lending framework. Decide the purpose of the loan and your repayment plan before sharing any details with a Greenup lender. The nearest larger metro is Worthington, KY about 5 miles away.
Where Greenup stands
Set out below is Greenup's local context next to the state-level rules that reach every lender here.
- Population: 1,056 residents; Greenup is the 196th-largest of 416 places in Kentucky (US Census Bureau, Vintage 2023).
- Population trend: About 2.9% below the 2020 Census base.
- Net change: roughly 31 fewer people than the 2020 Census counted.
- Size percentile: roughly 53% of Kentucky places rank below Greenup.
- Population density: about 501 people per square mile (Census land area 2.1 sq mi).
- Land area rank: Greenup's 2.1 square miles rank 159th of 416 places in Kentucky.
- Water area: Greenup has 0.46 square miles of water, ranking 16th of 416 places in Kentucky.
- Share of state population: Greenup's 1,056 residents are about 0.1% of Kentucky.
- National standing: Greenup ranks 10,002nd of 19,457 US places.
- Growth rank: Greenup's 2020-to-2023 change ranks 368th of 416 places in Kentucky.
- Versus Kentucky: the state average change is -0.2%, while Greenup moved 2.9%.
- Density rank: Greenup places 338th among Kentucky's places by people per square mile.
- Against the state median: Greenup runs about 501 residents per square mile, where the Kentucky median is 1,045.
- Location: the Census Gazetteer records it at 38.5665, -82.8236.
- Nearest larger cities: Worthington (5 mi); Raceland (5 mi); Flatwoods (6 mi); Russell (8 mi); Ironton (8 mi). Living near a larger metro rarely changes what is available in Greenup.
- Smaller communities within reach: Wurtland (3 mi); Hanging Rock (5 mi); Bellefonte (9 mi).
- Within a 50-mile radius: 31 smaller Census places.
- At 100 miles: 206 larger Census places fall inside that radius.
Greenup on the map
Inside Greenup's boundaries lie roughly 2.1 square miles of land and 0.46 square miles of water. Spread across it are roughly 501 residents per square mile. The largest place in Kentucky, Lexington-Fayette, lies about 96 miles away. A 50-mile radius around Greenup takes in 36 places that are larger. By land area it ranks 159th of 416 Kentucky places.
Where Greenup sits in Kentucky
Against Kentucky's other places, Greenup accounts for about 0.1% of the state's population and ranks 196th of 416 by size. On the 2020-to-2023 trend, Greenup stands 368th among Kentucky's 416 places — roughly the 12th percentile. Its roughly 501 residents per square mile place it 338th among Kentucky's places. Within 50 miles sit 31 smaller Census places, alongside the 36 that are larger.
The Kentucky lending rules that reach Greenup
Kentucky has no separate rate rule for Greenup; the sourced rows below are what reach every lender that serves its 1,056 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Consumer Loan Company license — statutory basis | License required from the commissioner to make loans at a greater rate of interest than otherwise permitted by law Source says: "No person shall, without first obtaining a license from the commissioner, engage in the business of making loans ... at a greater rate of interest". | Kentucky Legislative Research Commission (Kentucky Revised Statutes) as of 2026-09-16 |
How a Greenup personal loan is priced
With roughly 1,056 residents, Greenup is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Greenup's rank of 196th in Kentucky: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Greenup loan is knowable in advance — unlike a revolving card balance.
Borrowing reach in Greenup
Greenup is moderately settled, with about 501 people per square mile and 36 larger places within 50 miles. What is available to Greenup's 1,056 borrowers is set by Kentucky licensing and your own credit, not by how many branches are nearby. The nearest larger city, Worthington, KY about 5 miles away.
Common questions
What are my options in Greenup if my credit is poor?
What loan size can I expect in Greenup?
Do I have to pledge anything to borrow in Greenup?
Does comparing loans in Greenup cost me credit score points?
Nearby places
- Wurtland, KY — population 969
- Raceland, KY — population 2,301
- Worthington, KY — population 1,456
- Hanging Rock, OH — population 195
- Flatwoods, KY — population 7,227
- Russell, KY — population 3,644
- Ironton, OH — population 10,187
- Bellefonte, KY — population 886