Personal loans in Bellefonte, KY
Population in Bellefonte dropped about 3.2% over the three years from 2020 to 2023. The first question in Bellefonte is not the rate on offer but whether the payment fits; about 886 people live here under Kentucky lending law.
At about 886 residents, Bellefonte is larger than roughly 47% of the places in Kentucky. For a bigger market, look to Russell, KY about 1 miles away. Consumer lending that reaches Bellefonte's 886 residents is governed by Kentucky statute; no city ordinance changes it. If debt is already a strain, a nonprofit credit counsellor can help Bellefonte residents before they take on more.
Bellefonte by the numbers
What follows is Bellefonte's place in the Census record, alongside the Kentucky rules that govern a personal loan made here.
- Population: 886 people, a figure that places Bellefonte 221st among the 416 Census places in Kentucky (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 3.2% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 29 residents.
- Size percentile: Bellefonte's 886 people outrank roughly 47% of the places in Kentucky.
- Population density: 1,006 people per square mile on 0.9 square miles of land.
- Land area: Bellefonte covers 0.9 square miles, the 238th-largest area among Kentucky's 416 places.
- State share: roughly 0.0% of Kentucky's residents live in Bellefonte (886 people).
- Nationally: Bellefonte is the 10,749th-largest of 19,457 Census places in the dataset.
- Growth rank: Bellefonte ranks 377th among Kentucky's 416 places for the 2020-to-2023 change.
- State comparison: Kentucky's places average -0.2% for 2020-to-2023, against Bellefonte's 3.2%.
- Density rank: Bellefonte is the 216th most densely settled place in Kentucky.
- Density in context: Bellefonte's 1,006 people per square mile sit against a Kentucky median of 1,045.
- Location: mapped by the US Census Bureau at 38.4987, -82.6903.
- Nearest larger cities: Russell (1 mi); Flatwoods (2 mi); Ironton (2 mi); Coal Grove (3 mi); Ashland (4 mi). Larger metros often have more branches, but online lenders reach Bellefonte on the same terms.
- Nearest smaller places: Hanging Rock (5 mi); Chesapeake (14 mi); Proctorville (17 mi).
- Within a 50-mile radius: 30 smaller Census places.
- At 100 miles: 168 larger Census places fall inside that radius.
Lender access in Bellefonte
Bellefonte is a moderately settled community of about 886 people, with 42 larger places inside a 50-mile radius. Whether Bellefonte has a local branch or not, a Kentucky-licensed lender can serve its 886 people online on the same terms. The nearest larger city, Russell, KY about 1 miles away.
Bellefonte's place among Kentucky's 416 places
Within Kentucky, Bellefonte holds roughly 0.0% of all residents, the 221st-largest share among 416 places. For population change between 2020 and 2023, Bellefonte ranks 377th of 416 in Kentucky (about the 9th percentile). By density, at about 1,006 people per square mile, it ranks 216th in Kentucky. By land area, its 0.9 square miles rank 238th of 416 places in Kentucky.
Land, water and location for Bellefonte
The Census Gazetteer records about 0.9 square miles of land within Bellefonte, with no significant water area listed. The resulting density is about 1,006 people per square mile. The state's population centre of gravity, Lexington-Fayette, is roughly 101 miles away. A 50-mile radius around Bellefonte takes in 42 places that are larger. The 100-mile radius contains 168 larger places.
The anatomy of a Bellefonte personal loan
A Bellefonte personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 886 residents. The APR tracks your credit score rather than Bellefonte's rank of 221st in Kentucky: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Bellefonte loan but raises total interest, so the smallest payment is not the cheapest loan.
Kentucky rules behind a Bellefonte personal loan
Every row below records a Kentucky rule, its publisher and its retrieval date — the same rules a Bellefonte lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kentucky Department of Financial Institutions (DFI) Source says: "The Department of Financial Institutions' mission is to serve Kentucky residents by promoting access to a stable financial industry, implementing effective and efficient regulatory oversight". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred deposit service business; payday loans) Source says: "The Kentucky Department of Financial Institutions (DFI) has secured the services of Veritec Solutions, LLC to provide a common database with real-time access for deferred deposit transactions". | Kentucky Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (KRS Chapter 286.4) Source says: "How to License a Consumer Loan Company: 1. Read KRS 286.4 and the applicable administrative regulations under KAR 808, Chapter 6". | Kentucky Department of Financial Institutions as of 2026-09-16 |
Common questions
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Nearby places
- Russell, KY — population 3,644
- Ironton, OH — population 10,187
- Flatwoods, KY — population 7,227
- Coal Grove, OH — population 1,827
- Ashland, KY — population 21,154
- Raceland, KY — population 2,301
- Worthington, KY — population 1,456
- Hanging Rock, OH — population 195