Personal loans in Ironton, OH

Ironton is one of 924 Census places in Ohio; its 10,187 residents put it at 174th. Work out your debt-to-income ratio first; lenders weigh it heavily, and Ironton's 10,187 residents are no exception. State law, not city hall, decides what a lender may do to Ironton's roughly 10,187 residents, and a state regulator supervises it. The nearest larger metro is Ashland, KY about 5 miles away.

Where Ironton stands

The figures below are Ironton's own — Census population, land area and coordinates — followed by the Ohio rules.

• Population: an estimated 10,187 residents, 174th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 3.7% from the 2020 Census base to the 2023 estimate.
• Absolute change: 386 residents lost between 2020 and 2023.
• Size percentile: bigger than about 81% of the places in Ohio, with 10,187 residents in Ironton.
• Density: roughly 2,279 residents per square mile, spread over 4.5 sq mi of land.
• Land area rank: Ironton's 4.5 square miles rank 225th of 924 places in Ohio.
• Water area: Ironton has 0.28 square miles of water, ranking 46th of 924 places in Ohio.
• State share: roughly 0.1% of Ohio's residents live in Ironton (10,187 people).
• National rank: Ironton sits 3,120th by population among the 19,457 places in this dataset.
• Growth rank: Ironton ranks 912th among Ohio's 924 places for the 2020-to-2023 change.
• Versus Ohio: the state average change is +0.9%, while Ironton moved 3.7%.
• Density rank: Ironton places 145th among Ohio's places by people per square mile.
• Density vs Ohio: Ironton's 2,279 people per square mile compare with a state median of 1,289.
• Location: latitude 38.5326, longitude -82.6781 (Census Gazetteer).
• Nearest larger cities: Ashland (5 mi); Huntington (16 mi); Portsmouth (21 mi); St. Albans (48 mi); South Charleston (54 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities close by: Russell (2 mi); Flatwoods (2 mi); Bellefonte (2 mi), each with its own Census population profile.
• Smaller neighbours: 72 places smaller than Ironton sit within 50 miles.
• Within 100 miles: 24 places are larger than Ironton.

Ironton against the rest of Ohio

Within Ohio, Ironton holds roughly 0.1% of all residents, the 174th-largest share among 924 places. Its 2020-to-2023 change ranks 912th of 924 Ohio places, putting it near the 1th percentile for growth. At about 2,279 people per square mile, Ironton is the 145th most densely settled place in Ohio. By land area, its 4.5 square miles rank 225th of 924 places in Ohio.

The Ohio lending rules that reach Ironton

The rows below set out what a licensed lender must follow in Ohio, and so for Ironton's roughly 10,187 residents.

The anatomy of a Ironton personal loan

A Ironton personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 10,187 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Ironton. The term you choose in Ironton decides the split between a comfortable payment and the total interest you pay.

The geography behind Ironton

Ironton covers about 4.5 square miles of land, with 0.28 square miles of water inside its boundaries (Census Gazetteer). With 10,187 residents, the land area yields roughly 2,279 people per square mile. The state's population centre of gravity, Columbus, is roughly 102 miles away. A 50-mile radius around Ironton takes in 4 places that are larger. Within the same 50 miles lie 72 smaller Census places.

Getting a loan in Ironton

Ironton is fairly dense, with about 2,279 people per square mile and 4 larger places within 50 miles. What is available to Ironton's 10,187 borrowers is set by Ohio licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Ashland, KY about 5 miles away.