Personal loans in Grafton, WV

The Grafton data picture

Two layers matter for a Grafton borrower: the local population picture and West Virginia's consumer-lending statutes.

• Population: the Census counts 4,589 residents in Grafton (Vintage 2023 subcounty estimate), the 28th-largest figure among West Virginia's 230 places.
• Population trend: Down about 3.0% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 142 fewer people than the 2020 Census counted.
• Size percentile: roughly 88% of West Virginia places rank below Grafton.
• Population density: about 1,250 people per square mile across 3.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Grafton covers 3.7 square miles, the 27th-largest area among West Virginia's 230 places.
• Water area: Grafton has 0.13 square miles of water, ranking 32nd of 230 places in West Virginia.
• State population share: Grafton accounts for about 0.8% of everyone in West Virginia.
• National rank: Grafton is the 5,068th most populous of the 19,457 Census places covered here.
• Growth rank: Grafton's 2020-to-2023 change ranks 113th of 230 places in West Virginia.
• State comparison: West Virginia's places average -3.0% for 2020-to-2023, against Grafton's 3.0%.
• Density in West Virginia: Grafton ranks 85th by people per square mile.
• Density in context: Grafton's 1,250 people per square mile sit against a West Virginia median of 1,021.
• Location: 39.3406 / -80.0161, per the US Census Bureau Gazetteer.
• Nearest larger cities: Fairmont (12 mi); Bridgeport (12 mi); Clarksburg (19 mi); Morgantown (21 mi); Buckhannon (27 mi). Living near a larger metro rarely changes what is available in Grafton.
• Nearest smaller places: Flemington (8 mi); Newburg (9 mi); White Hall (11 mi).
• Smaller places within 50 miles: 89 of them.
• Within 100 miles: 86 places are larger than Grafton.

West Virginia rules behind a Grafton personal loan

When West Virginia does not publish a figure, the row links to the source instead of inventing a number; Grafton is bound by the same rules.

Borrowing reach in Grafton

At roughly 1,250 people per square mile, Grafton is moderately settled; 8 larger places lie within 50 miles. Distance to a branch rarely matters for Grafton's 4,589 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Fairmont, WV about 12 miles away.

Land, water and location for Grafton

Grafton's land area is about 3.7 square miles; a further 0.13 square miles is water. With 4,589 residents, the land area yields roughly 1,250 people per square mile. Charleston, the largest place in West Virginia, is about 111 miles from Grafton. Within 50 miles of Grafton there are 8 larger Census places. Within the same 50 miles lie 89 smaller Census places.

Before you apply in Grafton

Before you hand your details to a lender in Grafton, where the population is near 4,589:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's West Virginia licence with the regulator listed on this page.
5. Make sure the new payment leaves room in a budget you already keep.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Borrow only what the purpose requires, not the maximum you are offered.

None of these steps is Grafton-specific: the same West Virginia licensing and disclosure rules reach all 4,589 residents.

How Grafton compares across West Virginia

Against West Virginia's other places, Grafton accounts for about 0.8% of the state's population and ranks 28th of 230 by size. On the 2020-to-2023 trend, Grafton stands 113th among West Virginia's 230 places — roughly the 51th percentile. By density, at about 1,250 people per square mile, it ranks 85th in West Virginia. Between 2020 and 2023 the count changed by roughly 142 residents.