Personal loans in Barrackville, WV
For a borrower among the roughly 1,201 residents of Barrackville, a personal loan is a tool whose cost turns on the terms, not the address. At about 1,201 residents, Barrackville is larger than roughly 60% of the places in West Virginia.
A larger market lies at Fairmont, WV about 2 miles away. Barrackville shed about 0.7% of its population between the 2020 base and the 2023 estimate. For the 1,201 people in Barrackville, West Virginia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Barrackville loan.
What the Census records for Barrackville
Here is the sourced Census picture for Barrackville, plus the West Virginia lending rules that apply to a loan taken out here.
- Population: 1,201 — Barrackville ranks 92nd of 230 communities in West Virginia (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 0.7% since the 2020 count.
- Absolute change: 8 residents lost between 2020 and 2023.
- Size percentile: roughly 60% of West Virginia's places have fewer residents than Barrackville's 1,201.
- Population density: 1,743 people per square mile on 0.7 square miles of land.
- Land area: Barrackville covers 0.7 square miles, the 131st-largest area among West Virginia's 230 places.
- Water area rank: Barrackville ranks 97th among West Virginia's 230 places, with 0.02 sq mi.
- Share of state population: Barrackville's 1,201 residents are about 0.2% of West Virginia.
- National standing: Barrackville ranks 9,544th of 19,457 US places.
- Growth rank: Barrackville ranks 28th among West Virginia's 230 places for the 2020-to-2023 change.
- State comparison: West Virginia's places average -3.0% for 2020-to-2023, against Barrackville's 0.7%.
- Density rank: Barrackville places 46th among West Virginia's places by people per square mile.
- Density in context: Barrackville's 1,743 people per square mile sit against a West Virginia median of 1,021.
- Location: 39.5017 / -80.1698, per the US Census Bureau Gazetteer.
- Nearest larger cities: Fairmont (2 mi); Pleasant Valley (3 mi); Mannington (9 mi); Shinnston (10 mi); Westover (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller places: Rivesville (3 mi); Monongah (4 mi); Grant Town (4 mi).
- Smaller places within 50 miles: 87 of them.
- Larger places within 100 miles: 256.
Borrowing reach in Barrackville
With about 1,743 residents per square mile, Barrackville is moderately settled, and 55 larger Census places sit within 50 miles. What is available to Barrackville's 1,201 borrowers is set by West Virginia licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Fairmont, WV about 2 miles away.
West Virginia consumer-lending rules applied in Barrackville
This table holds the West Virginia rate and licensing rules for consumer loans made to Barrackville's 1,201 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
Barrackville in state context
Set beside West Virginia's 230 places, Barrackville ranks 92nd by population and holds about 0.2% of the state total. Its 2020-to-2023 change ranks 28th of 230 West Virginia places, putting it near the 88th percentile for growth. At about 1,743 people per square mile, Barrackville is the 46th most densely settled place in West Virginia. Within 50 miles sit 87 smaller Census places, alongside the 55 that are larger.
Inside a Barrackville personal loan
With roughly 1,201 residents, Barrackville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Barrackville's rank of 92nd in West Virginia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Barrackville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Barrackville sits
The Census Gazetteer records 0.7 square miles of land and 0.02 square miles of water within Barrackville. Spread across it are roughly 1,743 residents per square mile. The largest place in West Virginia, Charleston, lies about 112 miles away. Within 50 miles of Barrackville there are 55 larger Census places. By land area it ranks 131st of 230 West Virginia places.
Common questions
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Nearby places
- Fairmont, WV — population 18,155
- Pleasant Valley, WV — population 3,483
- Rivesville, WV — population 813
- Grant Town, WV — population 674
- Monongah, WV — population 1,039
- Farmington, WV — population 398
- White Hall, WV — population 703
- Worthington, WV — population 175