Personal loans in Fairmont, WV

The Census estimates 18,155 residents in Fairmont, which ranks it 8th of 230 places in West Virginia. Use the calculator on this page to price an amount and term before you commit in Fairmont. Rate ceilings, licensing requirements and product limits for Fairmont are all set at the West Virginia level. The nearest larger city is Morgantown, WV about 15 miles away.

Fairmont: the sourced local profile

What follows is Fairmont's place in the Census record, alongside the West Virginia rules that govern a personal loan made here.

• Population: 18,155 residents; Fairmont is the 8th-largest of 230 places in West Virginia (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 1.4% between 2020 and 2023.
• Absolute change: 265 residents lost between 2020 and 2023.
• Size percentile: Fairmont's 18,155 people outrank roughly 97% of the places in West Virginia.
• Population density: 2,111 people per square mile on 8.6 square miles of land.
• By land area: Fairmont ranks 13th among West Virginia's 230 places, at 8.6 sq mi.
• Water area rank: Fairmont ranks 16th among West Virginia's 230 places, with 0.38 sq mi.
• State population share: Fairmont accounts for about 3.0% of everyone in West Virginia.
• National standing: Fairmont ranks 2,046th of 19,457 US places.
• Growth rank: Fairmont's 2020-to-2023 change ranks 53rd of 230 places in West Virginia.
• State comparison: West Virginia's places average -3.0% for 2020-to-2023, against Fairmont's 1.4%.
• Density rank: Fairmont is the 27th most densely settled place in West Virginia.
• Against the state median: Fairmont runs about 2,111 residents per square mile, where the West Virginia median is 1,021.
• Location: latitude 39.4769, longitude -80.1491 (Census Gazetteer).
• Nearest larger cities: Morgantown (15 mi); Wheeling (50 mi); Bethel Park (59 mi); West Mifflin (62 mi); Baldwin (63 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Pleasant Valley (2 mi); Barrackville (2 mi); Monongah (4 mi), each with its own Census population profile.
• Smaller places within 50 miles: 135 of them.
• At 100 miles: 13 larger Census places fall inside that radius.

A practical checklist for Fairmont borrowers

Before you apply in Fairmont, a community of about 18,155, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the West Virginia regulator's licence records before you sign.
5. Weigh a shorter term's higher payment against the interest it saves.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Be clear on what the loan is for and how it gets repaid.

What differs between Fairmont and the rest of West Virginia is not the process but the borrower's own file, among the 18,155 people here.

Land, water and location for Fairmont

Inside Fairmont's boundaries lie roughly 8.6 square miles of land and 0.38 square miles of water. That land carries about 2,111 people per square mile. For the state's biggest city, Charleston, the distance is roughly 112 miles. Within 50 miles of Fairmont there are 1 larger Census places. By land area it ranks 13th of 230 West Virginia places.

The state rulebook for Fairmont

Read the table as a lender's compliance picture for Fairmont: the rule, the sourced figure, the publisher and the date.

Borrowing reach in Fairmont

At roughly 2,111 people per square mile, Fairmont is fairly dense; 1 larger places lie within 50 miles. Lenders licensed in West Virginia reach Fairmont's 18,155 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Morgantown, WV about 15 miles away.

Where Fairmont sits in West Virginia

Within West Virginia, Fairmont holds roughly 3.0% of all residents, the 8th-largest share among 230 places. Its 2020-to-2023 change ranks 53rd of 230 West Virginia places, putting it near the 77th percentile for growth. Its roughly 2,111 residents per square mile place it 27th among West Virginia's places. Within 50 miles sit 135 smaller Census places, alongside the 1 that are larger.