Personal loans in Fruitland Park, FL
A lender serving Fruitland Park holds a Florida licence and answers to a Florida regulator; no city office is involved for its 8,765 residents. Fruitland Park ranks 179th of 411 places in Florida, with a population near 8,765.
The closest larger place is Lady Lake, FL about 5 miles away. From the 2020 Census base to the 2023 estimate, the population rose by about 5.2%. State law, not city hall, decides what a lender may do to Fruitland Park's roughly 8,765 residents, and a state regulator supervises it. Pull your credit reports and line up at least three offers before you apply from Fruitland Park.
Where Fruitland Park stands
Most of what governs a Fruitland Park loan is written in Florida law rather than in the city; the sourced notes below make that split concrete.
- Population: about 8,765, ranked 179th of 411 places in Florida (Census Vintage 2023 subcounty estimate).
- Population trend: A gain of roughly 5.2% between 2020 and 2023.
- People gained or lost: about 430 more since the 2020 base.
- Size percentile: roughly 56% of Florida places rank below Fruitland Park.
- Density: roughly 1,223 residents per square mile, spread over 7.2 sq mi of land.
- By land area: Fruitland Park ranks 171st among Florida's 411 places, at 7.2 sq mi.
- Water: Fruitland Park holds about 0.31 square miles, the 206th-largest water area in Florida.
- Share of Florida: Fruitland Park holds about 0.1% of the state's population, some 8,765 people.
- National standing: Fruitland Park ranks 3,447th of 19,457 US places.
- Growth rank: Fruitland Park ranks 132nd among Florida's 411 places for the 2020-to-2023 change.
- Versus Florida: the state average change is +5.5%, while Fruitland Park moved 5.2%.
- Density rank: Fruitland Park places 245th among Florida's places by people per square mile.
- Density vs Florida: Fruitland Park's 1,223 people per square mile compare with a state median of 1,608.
- Location: latitude 28.8496, longitude -81.9369 (Census Gazetteer).
- Nearest larger cities: Lady Lake (5 mi); Wildwood (5 mi); Leesburg (9 mi); Tavares (12 mi); Eustis (16 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Coleman (9 mi); Howey-in-the-Hills (14 mi); Bushnell (16 mi).
- Smaller neighbours: 34 places smaller than Fruitland Park sit within 50 miles.
- Within 100 miles: 79 places are larger than Fruitland Park.
Borrowing reach in Fruitland Park
At roughly 1,223 people per square mile, Fruitland Park is moderately settled; 29 larger places lie within 50 miles. Whether Fruitland Park has a local branch or not, a Florida-licensed lender can serve its 8,765 people online on the same terms. For a larger market, the closest option is Lady Lake, FL about 5 miles away.
Fruitland Park: area, density and distance
Inside Fruitland Park's boundaries lie roughly 7.2 square miles of land and 0.31 square miles of water. That land carries about 1,223 people per square mile. The largest place in Florida, Jacksonville, lies about 104 miles away. Fruitland Park has 29 larger places within a 50-mile radius. By land area it ranks 171st of 411 Florida places.
Florida consumer-lending rules applied in Fruitland Park
Read the table as a lender's compliance picture for Fruitland Park: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance loan license required (chapter 516) Source says: "A person must not engage in the business of making consumer finance loans ... unless ... the person first obtains a license from the office". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
Fruitland Park's place among Florida's 411 places
Within Florida, Fruitland Park holds roughly 0.1% of all residents, the 179th-largest share among 411 places. For population change between 2020 and 2023, Fruitland Park ranks 132nd of 411 in Florida (about the 68th percentile). By density, at about 1,223 people per square mile, it ranks 245th in Florida. The population moved by about 430 people between 2020 and 2023, a 5.2% shift.
How a Fruitland Park personal loan is priced
A Fruitland Park personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 8,765 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Fruitland Park. A longer term lowers the monthly payment on a Fruitland Park loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Fruitland Park if my credit is poor?
What loan size can I expect in Fruitland Park?
Do I have to pledge anything to borrow in Fruitland Park?
Does comparing loans in Fruitland Park cost me credit score points?
Nearby places
- Lady Lake, FL — population 16,967
- Wildwood, FL — population 18,636
- Leesburg, FL — population 31,721
- Coleman, FL — population 771
- Tavares, FL — population 21,061
- Howey-in-the-Hills, FL — population 1,674
- Center Hill, FL — population 1,002
- Bushnell, FL — population 3,196