Personal loans in Center Hill, FL
The roughly 1,002 people who live in Center Hill borrow under Florida rules; city hall sets no personal-loan rate. A lender that serves Center Hill operates under Florida lending statutes and a Florida supervisor.
Center Hill is home to roughly 1,002 people and stands 332nd by size out of 411 Census places in Florida. Read the disclosure for an origination fee and any prepayment penalty before signing in Center Hill. Census figures put the 2020-to-2023 increase in Center Hill at about 18.7%. The next larger city is Mascotte, FL about 7 miles away.
Center Hill: population, trend and location
What follows is Center Hill's place in the Census record, alongside the Florida rules that govern a personal loan made here.
- Population: 1,002 residents; Center Hill is the 332nd-largest of 411 places in Florida (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 18.7% between 2020 and 2023.
- Net change: roughly 158 more people than the 2020 Census counted.
- Size percentile: Center Hill sits ahead of around 19% of Florida places, at 1,002 people.
- Density: the Census land area of 6.1 sq mi holds about 164 people per square mile.
- Land area rank: Center Hill's 6.1 square miles rank 183rd of 411 places in Florida.
- Water area rank: Center Hill ranks 199th among Florida's 411 places, with 0.35 sq mi.
- Share of Florida: Center Hill holds about 0.0% of the state's population, some 1,002 people.
- National standing: Center Hill ranks 10,192nd of 19,457 US places.
- Growth in Florida: Center Hill stands 16th by percentage change from 2020 to 2023, among 411 places.
- Versus Florida: the state average change is +5.5%, while Center Hill moved 18.7%.
- Density rank: Center Hill is the 386th most densely settled place in Florida.
- Density vs Florida: Center Hill's 164 people per square mile compare with a state median of 1,608.
- Location: coordinates 28.6220, -82.0150 (US Census Bureau Gazetteer).
- Nearest larger cities: Mascotte (7 mi); Bushnell (8 mi); Leesburg (9 mi); Groveland (11 mi); Wildwood (13 mi). Living near a larger metro rarely changes what is available in Center Hill.
- Smaller communities close by: Webster (2 mi); Coleman (13 mi); Bay Lake (31 mi), each with its own Census population profile.
- Within a 50-mile radius: 4 smaller Census places.
- Larger places within 100 miles: 157.
A practical checklist for Center Hill borrowers
A sensible order of operations for a loan in Center Hill, home to about 1,002 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Florida regulator's licence list.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
In Center Hill as elsewhere in Florida, the written terms — not the advertisement — are what count for its 1,002 residents.
Center Hill against the rest of Florida
Within Florida, Center Hill holds roughly 0.0% of all residents, the 332nd-largest share among 411 places. Its 2020-to-2023 change ranks 16th of 411 Florida places, putting it near the 96th percentile for growth. Its roughly 164 residents per square mile place it 386th among Florida's places. Within 50 miles sit 4 smaller Census places, alongside the 62 that are larger.
The Florida lending rules that reach Center Hill
For the roughly 1,002 residents of Center Hill, the rules below are Florida's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Payday lending status | Permitted under license (deferred presentment providers; money services business license under chapter 560) Source says: "Businesses intending to engage in deferred presentment transactions must be licensed as a money services business under chapter 560, Florida Statutes". | Florida Office of Financial Regulation as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance loan license required (chapter 516) Source says: "A person must not engage in the business of making consumer finance loans ... unless ... the person first obtains a license from the office". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
How lenders reach Center Hill
Center Hill is a lightly settled community of about 1,002 people, with 62 larger places inside a 50-mile radius. Distance to a branch rarely matters for Center Hill's 1,002 residents: the application is online and the price follows your credit file. The nearest bigger place is Mascotte, FL about 7 miles away.
What shapes a Center Hill personal loan
With roughly 1,002 residents, Center Hill is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Center Hill. A longer term lowers the monthly payment on a Center Hill loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Center Hill if my credit is poor?
What loan size can I expect in Center Hill?
Do I have to pledge anything to borrow in Center Hill?
Does comparing loans in Center Hill cost me credit score points?
Nearby places
- Webster, FL — population 931
- Mascotte, FL — population 8,536
- Bushnell, FL — population 3,196
- Leesburg, FL — population 31,721
- Wildwood, FL — population 18,636
- Groveland, FL — population 23,628
- Coleman, FL — population 771
- Fruitland Park, FL — population 8,765