Personal loans in Coleman, FL
In Coleman, one of 411 Census places in Florida, the figure to compare across lenders is the APR, not the advertised rate. From the 2020 Census base to the 2023 estimate, the population rose by about 18.6%.
Coleman is home to roughly 771 people and stands 345th by size out of 411 Census places in Florida. Compare APR, not the interest rate, because the APR folds in most fees on a Coleman loan. A single loan can carry different costs on either side of a state line, and Coleman sits on the Florida side of that line. The next larger city is Wildwood, FL about 4 miles away.
Coleman: the sourced local profile
Here is the sourced Census picture for Coleman, plus the Florida lending rules that apply to a loan taken out here.
- Population: 771 residents; Coleman is the 345th-largest of 411 places in Florida (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 18.6% between 2020 and 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 121 residents.
- Size percentile: about 16% of Florida communities are smaller than Coleman (771 residents).
- Land and density: 2.2 square miles of land carry roughly 344 residents per square mile.
- Land area rank: Coleman's 2.2 square miles rank 287th of 411 places in Florida.
- Within Florida: about 0.0% of the state's population lives in Coleman.
- National standing: Coleman ranks 11,350th of 19,457 US places.
- Growth in Florida: Coleman stands 17th by percentage change from 2020 to 2023, among 411 places.
- State comparison: Florida's places average +5.5% for 2020-to-2023, against Coleman's 18.6%.
- Density rank: Coleman is the 355th most densely settled place in Florida.
- Against the state median: Coleman runs about 344 residents per square mile, where the Florida median is 1,608.
- Location: 28.8028, -82.0708 (US Census Bureau Gazetteer).
- Nearest larger cities: Wildwood (4 mi); Bushnell (8 mi); Fruitland Park (9 mi); Lady Lake (12 mi); Leesburg (12 mi). Living near a larger metro rarely changes what is available in Coleman.
- Nearest smaller towns: Reddick (40 mi); Bay Lake (41 mi); Lake Buena Vista (44 mi).
- Smaller places within 50 miles: 5 of them.
- Within 100 miles: 154 places are larger than Coleman.
Coleman on the map
Coleman's land area is roughly 2.2 square miles, and the Gazetteer records no significant water area within it. That land carries about 344 people per square mile. Jacksonville, the largest place in Florida, is about 109 miles from Coleman. Coleman has 51 larger places within a 50-mile radius. The 100-mile radius contains 154 larger places.
The state rulebook for Coleman
When Florida does not publish a figure, the row links to the source instead of inventing a number; Coleman is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Florida Office of Financial Regulation (OFR) Source says: "The Office of Financial Regulation is a state-government agency created by the Governor and Cabinet to provide regulatory oversight for Florida's financial services industry". | Florida Office of Financial Regulation as of 2026-09-16 |
| Deferred presentment fee cap | 10% of the amount provided (transactions not repayable in installments) Source says: "A deferred presentment provider or its affiliate may not charge fees that exceed 10 percent of the currency or payment instrument provided". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 18% per annum simple interest (loans/advances of $500,000 or less; loans above $500,000 are exempt from this cap) Source says: "it shall be usury and unlawful ... to ... charge ... a rate of interest greater than the equivalent of 18 percent per annum simple interest". | Florida Legislature (The Florida Senate, Online Sunshine) as of 2026-09-16 |
A pre-application checklist for Coleman
Complete these steps first when you borrow in Coleman (771 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Florida licence with the regulator listed on this page.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
None of these steps is Coleman-specific: the same Florida licensing and disclosure rules reach all 771 residents.
Coleman in state context
Against Florida's other places, Coleman accounts for about 0.0% of the state's population and ranks 345th of 411 by size. Its 2020-to-2023 change ranks 17th of 411 Florida places, putting it near the 96th percentile for growth. Its roughly 344 residents per square mile place it 355th among Florida's places. Within 50 miles sit 5 smaller Census places, alongside the 51 that are larger.
Lender access in Coleman
At roughly 344 people per square mile, Coleman is lightly settled; 51 larger places lie within 50 miles. What is available to Coleman's 771 borrowers is set by Florida licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Wildwood, FL about 4 miles away.
Common questions
What are my options in Coleman if my credit is poor?
What loan size can I expect in Coleman?
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Does comparing loans in Coleman cost me credit score points?
Nearby places
- Wildwood, FL — population 18,636
- Bushnell, FL — population 3,196
- Fruitland Park, FL — population 8,765
- Lady Lake, FL — population 16,967
- Leesburg, FL — population 31,721
- Center Hill, FL — population 1,002
- Webster, FL — population 931
- Mascotte, FL — population 8,536