Personal loans in Fredonia, WI

Personal loans in Fredonia are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 2,284 population. Pull your credit reports and line up at least three offers before you apply from Fredonia. A lender that serves Fredonia operates under Wisconsin lending statutes and a Wisconsin supervisor. The nearest larger city is Belgium, WI about 5 miles away.

Where Fredonia stands

Only a few things actually differ by place — population, area, location, and the Wisconsin rules a lender must follow — and they are below.

• Population: 2,284 residents; Fredonia is the 246th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
• Population trend: A rise of about 0.3% from 2020 to 2023.
• People gained or lost: about 6 more since the 2020 base.
• Size percentile: Fredonia's 2,284 people outrank roughly 59% of the places in Wisconsin.
• Density: the Census land area of 2.2 sq mi holds about 1,021 people per square mile.
• Land area rank: Fredonia's 2.2 square miles rank 290th of 605 places in Wisconsin.
• Water: Fredonia holds about 0.02 square miles, the 314th-largest water area in Wisconsin.
• Within Wisconsin: about 0.1% of the state's population lives in Fredonia.
• Nationally: Fredonia is the 7,147th-largest of 19,457 Census places in the dataset.
• Growth in Wisconsin: Fredonia stands 232nd by percentage change from 2020 to 2023, among 605 places.
• State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Fredonia's 0.3%.
• Density rank: Fredonia is the 217th most densely settled place in Wisconsin.
• Density vs Wisconsin: Fredonia's 1,021 people per square mile compare with a state median of 800.
• Location: it lies at 43.4717, -87.9471 in the Census Gazetteer.
• Nearest larger cities: Belgium (5 mi); Saukville (6 mi); Port Washington (7 mi); Grafton (10 mi); Cedarburg (12 mi). Lenders licensed in the state serve Fredonia whether or not they keep a local branch.
• Nearest smaller towns: Newburg (6 mi); Random Lake (6 mi); Cedar Grove (9 mi) — useful context for the surrounding area.
• Smaller neighbours: 47 places smaller than Fredonia sit within 50 miles.
• At 100 miles: 280 larger Census places fall inside that radius.

The state rulebook for Fredonia

These are Wisconsin's sourced lending facts as they reach Fredonia's 2,284 residents; the state has no city-level rate rule.

What a Fredonia borrower is actually offered

Fredonia is a small community of about 2,284 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Fredonia lender to disclose the APR and finance charge before you sign. Shortening the term on a Fredonia loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Fredonia in state context

Against Wisconsin's other places, Fredonia accounts for about 0.1% of the state's population and ranks 246th of 605 by size. For population change between 2020 and 2023, Fredonia ranks 232nd of 605 in Wisconsin (about the 62th percentile). By density, at about 1,021 people per square mile, it ranks 217th in Wisconsin. The population moved by about 6 people between 2020 and 2023, a 0.3% shift.

Borrowing reach in Fredonia

With about 1,021 residents per square mile, Fredonia is moderately settled, and 75 larger Census places sit within 50 miles. Whether Fredonia has a local branch or not, a Wisconsin-licensed lender can serve its 2,284 people online on the same terms. The nearest bigger place is Belgium, WI about 5 miles away.

The Fredonia borrowing checklist

Before you apply in Fredonia, a community of about 2,284, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Wisconsin licence by checking the regulator named above.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

In Fredonia as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 2,284 residents.