Personal loans in Adell, WI
If you are weighing a personal loan in Adell, start from the payment you can carry; its 491 residents face the same statewide rules. Compare APR, not the interest rate, because the APR folds in most fees on a Adell loan.
The Census counts 491 people in Adell, the 482nd-largest figure among Wisconsin's 605 places. For the 491 people in Adell, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Adell shed about 1.6% of its population between the 2020 base and the 2023 estimate. Borrowers who want a bigger city can look to Cascade, WI about 4 miles away.
Where Adell stands
Most of what governs a Adell loan is written in Wisconsin law rather than in the city; the sourced notes below make that split concrete.
- Population: the Census counts 491 residents in Adell (Vintage 2023 subcounty estimate), the 482nd-largest figure among Wisconsin's 605 places.
- Population trend: Lower by roughly 1.6% since the 2020 count.
- Absolute change: 8 residents lost between 2020 and 2023.
- Size percentile: bigger than about 20% of the places in Wisconsin, with 491 residents in Adell.
- Density: roughly 880 residents per square mile, spread over 0.6 sq mi of land.
- By land area: Adell ranks 572nd among Wisconsin's 605 places, at 0.6 sq mi.
- Water area rank: Adell ranks 348th among Wisconsin's 605 places, with 0.01 sq mi.
- Within Wisconsin: about 0.0% of the state's population lives in Adell.
- National rank: Adell sits 13,239th by population among the 19,457 places in this dataset.
- Growth rank: Adell ranks 474th among Wisconsin's 605 places for the 2020-to-2023 change.
- Versus Wisconsin: the state average change is +0.4%, while Adell moved 1.6%.
- Density rank: Adell is the 268th most densely settled place in Wisconsin.
- Density vs Wisconsin: Adell's 880 people per square mile compare with a state median of 800.
- Location: mapped by the US Census Bureau at 43.6204, -87.9459.
- Nearest larger cities: Cascade (4 mi); Random Lake (5 mi); Cedar Grove (7 mi); Oostburg (8 mi); Plymouth (9 mi). Living near a larger metro rarely changes what is available in Adell.
- Smaller communities close by: Waldo (4 mi); Glenbeulah (13 mi); Mount Calvary (20 mi), each with its own Census population profile.
- Within a 50-mile radius: 10 smaller Census places.
- Within 100 miles: 355 places are larger than Adell.
How lenders reach Adell
Adell is a moderately settled community of about 491 people, with 112 larger places inside a 50-mile radius. What is available to Adell's 491 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest larger city, Cascade, WI about 4 miles away.
Where Adell sits
Adell's land area is about 0.6 square miles; a further 0.01 square miles is water. The resulting density is about 880 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 38 miles away. Counting outward 50 miles, 112 larger communities surround Adell. By land area it ranks 572nd of 605 Wisconsin places.
Wisconsin rules behind a Adell personal loan
When Wisconsin does not publish a figure, the row links to the source instead of inventing a number; Adell is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How personal loans work in Adell
In Adell, a small community of about 491, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Adell's 491 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Adell loan is knowable in advance — unlike a revolving card balance.
The Adell borrowing checklist
These steps shape the offer you get in Adell, a place of about 491 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Test your amount and term in the personal loan calculator first.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Verify the lender's Wisconsin licence with the regulator listed on this page.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
In Adell as elsewhere in Wisconsin, the written terms — not the advertisement — are what count for its 491 residents.
Common questions
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Nearby places
- Waldo, WI — population 478
- Random Lake, WI — population 1,574
- Cascade, WI — population 718
- Plymouth, WI — population 8,908
- Cedar Grove, WI — population 2,108
- Fredonia, WI — population 2,284
- Belgium, WI — population 2,495
- Oostburg, WI — population 3,101