Personal loans in Cedar Grove, WI
The roughly 2,108 people who live in Cedar Grove borrow under Wisconsin rules; city hall sets no personal-loan rate.
For the 2,108 people in Cedar Grove, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. At about 2,108 residents, Cedar Grove is larger than roughly 57% of the places in Wisconsin. Begin with the payment, then weigh APR and total interest across the lenders that reach Cedar Grove's 2,108 residents. Cedar Grove gained roughly 0.4% in population across the 2020-to-2023 comparison. The closest larger place is Oostburg, WI about 4 miles away.
Cedar Grove: the sourced local profile
Here is the sourced Census picture for Cedar Grove, plus the Wisconsin lending rules that apply to a loan taken out here.
- Population: 2,108 residents; Cedar Grove is the 258th-largest of 605 places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: Up about 0.4% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 9 more people than the 2020 Census counted.
- Size percentile: Cedar Grove's 2,108 people outrank roughly 57% of the places in Wisconsin.
- Population density: about 882 people per square mile (Census land area 2.4 sq mi).
- By land area: Cedar Grove ranks 277th among Wisconsin's 605 places, at 2.4 sq mi.
- Water: Cedar Grove holds about 0.03 square miles, the 267th-largest water area in Wisconsin.
- Share of Wisconsin: Cedar Grove holds about 0.0% of the state's population, some 2,108 people.
- National rank: Cedar Grove is the 7,448th most populous of the 19,457 Census places covered here.
- Growth rank: Cedar Grove's 2020-to-2023 change ranks 209th of 605 places in Wisconsin.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Cedar Grove's 0.4%.
- Density rank: Cedar Grove is the 267th most densely settled place in Wisconsin.
- Against the state median: Cedar Grove runs about 882 residents per square mile, where the Wisconsin median is 800.
- Location: the Census Gazetteer records it at 43.5682, -87.8230.
- Nearest larger cities: Oostburg (4 mi); Belgium (5 mi); Fredonia (9 mi); Sheboygan Falls (11 mi); Kohler (12 mi). Lenders licensed in the state serve Cedar Grove whether or not they keep a local branch.
- Nearest smaller towns: Random Lake (7 mi); Adell (7 mi); Waldo (10 mi) — useful context for the surrounding area.
- Smaller neighbours: 39 places smaller than Cedar Grove sit within 50 miles.
- Larger places within 100 miles: 256.
The Wisconsin lending rules that reach Cedar Grove
These are Wisconsin's sourced lending facts as they reach Cedar Grove's 2,108 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
How a Cedar Grove personal loan is priced
With roughly 2,108 residents, Cedar Grove is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Cedar Grove's 2,108 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Cedar Grove loan is knowable in advance — unlike a revolving card balance.
Where Cedar Grove sits
Cedar Grove's land area is about 2.4 square miles; a further 0.03 square miles is water. With 2,108 residents, the land area yields roughly 882 people per square mile. Milwaukee, the largest place in Wisconsin, is about 36 miles from Cedar Grove. Cedar Grove has 71 larger places within a 50-mile radius. Within the same 50 miles lie 39 smaller Census places.
How Cedar Grove compares across Wisconsin
Within Wisconsin, Cedar Grove holds roughly 0.0% of all residents, the 258th-largest share among 605 places. Its 2020-to-2023 change ranks 209th of 605 Wisconsin places, putting it near the 65th percentile for growth. By density, at about 882 people per square mile, it ranks 267th in Wisconsin. Within 50 miles sit 39 smaller Census places, alongside the 71 that are larger.
What is available to Cedar Grove borrowers
At roughly 882 people per square mile, Cedar Grove is moderately settled; 71 larger places lie within 50 miles. Whether Cedar Grove has a local branch or not, a Wisconsin-licensed lender can serve its 2,108 people online on the same terms. For a larger market, the closest option is Oostburg, WI about 4 miles away.
Common questions
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Nearby places
- Oostburg, WI — population 3,101
- Belgium, WI — population 2,495
- Adell, WI — population 491
- Random Lake, WI — population 1,574
- Fredonia, WI — population 2,284
- Sheboygan Falls, WI — population 8,187
- Waldo, WI — population 478
- Kohler, WI — population 2,235