Personal loans in Flushing, OH
Roughly 807 residents live in Flushing, the 571st-largest community in Ohio. Population in Flushing dropped about 2.5% over the three years from 2020 to 2023.
The roughly 807 people who live in Flushing borrow under Ohio rules; city hall sets no personal-loan rate. To lend to Flushing's 807 residents, a company must hold a Ohio licence, and each sourced row below names the regulator behind it. Rate-shopping from Flushing costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The nearest larger city is Cadiz, OH about 8 miles away.
Flushing: population, trend and location
What follows is Flushing's place in the Census record, alongside the Ohio rules that govern a personal loan made here.
- Population: 807 — Flushing ranks 571st of 924 communities in Ohio (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 2.5% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a loss of about 21 residents.
- Size percentile: about 38% of Ohio communities are smaller than Flushing (807 residents).
- Population density: about 1,314 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Flushing ranks 640th among Ohio's 924 places, at 0.6 sq mi.
- Share of Ohio: Flushing holds about 0.0% of the state's population, some 807 people.
- Nationally: Flushing is the 11,143rd-largest of 19,457 Census places in the dataset.
- Growth rank: Flushing's 2020-to-2023 change ranks 817th of 924 places in Ohio.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Flushing's 2.5%.
- Density in Ohio: Flushing ranks 450th by people per square mile.
- Against the state median: Flushing runs about 1,314 residents per square mile, where the Ohio median is 1,289.
- Location: 40.1482 / -81.0644, per the US Census Bureau Gazetteer.
- Nearest larger cities: Cadiz (8 mi); Bethesda (9 mi); St. Clairsville (10 mi); Barnesville (12 mi); Hopedale (15 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Holloway (4 mi); New Athens (4 mi); Morristown (6 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 87 smaller Census places.
- Larger places within 100 miles: 479.
What Ohio law requires in Flushing
Read the table as a lender's compliance picture for Flushing: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
The geography behind Flushing
Flushing covers about 0.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,314 residents per square mile. The largest place in Ohio, Columbus, lies about 102 miles away. Flushing has 77 larger places within a 50-mile radius. Within the same 50 miles lie 87 smaller Census places.
Flushing's place among Ohio's 924 places
Set beside Ohio's 924 places, Flushing ranks 571st by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Flushing ranks 817th of 924 in Ohio (about the 12th percentile). At about 1,314 people per square mile, Flushing is the 450th most densely settled place in Ohio. Within 50 miles sit 87 smaller Census places, alongside the 77 that are larger.
A pre-application checklist for Flushing
For Flushing's roughly 807 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Use the loan calculator to test the payment on your intended amount and term.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Confirm the lender holds a Ohio licence by checking the regulator named above.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
What differs between Flushing and the rest of Ohio is not the process but the borrower's own file, among the 807 people here.
How personal loans work in Flushing
A Flushing personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 807 residents. Because pricing is borrower-level, two people in Flushing can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Flushing loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Flushing if my credit is poor?
What loan size can I expect in Flushing?
Do I have to pledge anything to borrow in Flushing?
Does comparing loans in Flushing cost me credit score points?
Nearby places
- Holloway, OH — population 325
- New Athens, OH — population 214
- Morristown, OH — population 240
- Belmont, OH — population 404
- Cadiz, OH — population 2,977
- Bethesda, OH — population 1,183
- St. Clairsville, OH — population 4,973
- Harrisville, OH — population 173