Personal loans in Harrisville, OH

A lender serving Harrisville holds a Ohio licence and answers to a Ohio regulator; no city office is involved for its 173 residents. State law, not city hall, decides what a lender may do to Harrisville's roughly 173 residents, and a state regulator supervises it. Compare APR, not the interest rate, because the APR folds in most fees on a Harrisville loan. A larger market lies at Adena, OH about 2 miles away.

Local context for Harrisville

Most of what governs a Harrisville loan is written in Ohio law rather than in the city; the sourced notes below make that split concrete.

• Population: about 173 people live here, which puts Harrisville 839th of 924 Census places in Ohio (Vintage 2023).
• Population trend: A loss of roughly 2.3% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 4 residents.
• Size percentile: roughly 9% of Ohio's places have fewer residents than Harrisville's 173.
• Density: roughly 1,138 residents per square mile, spread over 0.2 sq mi of land.
• By land area: Harrisville ranks 879th among Ohio's 924 places, at 0.2 sq mi.
• State share: roughly 0.0% of Ohio's residents live in Harrisville (173 people).
• National rank: Harrisville sits 16,902nd by population among the 19,457 places in this dataset.
• Growth in Ohio: Harrisville stands 777th by percentage change from 2020 to 2023, among 924 places.
• Against the state trend: Harrisville's 2.3% change compares with a Ohio average of +0.9% across its 924 places.
• Density in Ohio: Harrisville ranks 537th by people per square mile.
• Density vs Ohio: Harrisville's 1,138 people per square mile compare with a state median of 1,289.
• Location: 40.1814, -80.8864 (US Census Bureau Gazetteer).
• Nearest larger cities: Adena (2 mi); Mount Pleasant (5 mi); New Athens (6 mi); Dillonvale (6 mi); St. Clairsville (7 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Bloomingdale (12 mi); Deersville (18 mi); Fairview (20 mi) — useful context for the surrounding area.
• Smaller neighbours: 27 places smaller than Harrisville sit within 50 miles.
• Larger places within 100 miles: 709.

How Ohio law applies in Harrisville

Read the table as a lender's compliance picture for Harrisville: the rule, the sourced figure, the publisher and the date.

Where Harrisville sits

Harrisville covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,138 people per square mile. Columbus, the largest place in Ohio, is about 112 miles from Harrisville. Counting outward 50 miles, 190 larger communities surround Harrisville. Within the same 50 miles lie 27 smaller Census places.

What is available to Harrisville borrowers

Harrisville is moderately settled, with about 1,138 people per square mile and 190 larger places within 50 miles. Lenders licensed in Ohio reach Harrisville's 173 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Adena, OH about 2 miles away.

How personal loans work in Harrisville

Harrisville is a small community of about 173 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Harrisville loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Harrisville loan but raises total interest, so the smallest payment is not the cheapest loan.

Where Harrisville sits in Ohio

Harrisville is the 839th-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. For population change between 2020 and 2023, Harrisville ranks 777th of 924 in Ohio (about the 16th percentile). By density, at about 1,138 people per square mile, it ranks 537th in Ohio. In land area, Harrisville ranks 879th among Ohio's 924 places.