Personal loans in Mount Pleasant, OH

Every figure below is Ohio's own, applied to Mount Pleasant's 382 residents, with the publisher and retrieval date attached.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

In Mount Pleasant, one of 924 Census places in Ohio, the figure to compare across lenders is the APR, not the advertised rate. Roughly 382 residents live in Mount Pleasant, the 720th-largest community in Ohio. Census figures put the 2020-to-2023 decrease in Mount Pleasant at about 2.6%. Judge Mount Pleasant offers on total cost, not on how quickly the money arrives. The nearest larger metro is Dillonvale, OH about 2 miles away.

Where Mount Pleasant stands

The figures below are Mount Pleasant's own — Census population, land area and coordinates — followed by the Ohio rules.

Population: the Census counts 382 residents in Mount Pleasant (Vintage 2023 subcounty estimate), the 720th-largest figure among Ohio's 924 places.
Population trend: Lower by roughly 2.6% since the 2020 count.
Absolute change: 10 residents lost between 2020 and 2023.
Size percentile: Mount Pleasant's 382 people outrank roughly 22% of the places in Ohio.
Density: roughly 1,498 residents per square mile, spread over 0.3 sq mi of land.
Land area: Mount Pleasant covers 0.3 square miles, the 812th-largest area among Ohio's 924 places.
Within Ohio: about 0.0% of the state's population lives in Mount Pleasant.
National standing: Mount Pleasant ranks 14,269th of 19,457 US places.
Growth rank: Mount Pleasant ranks 825th among Ohio's 924 places for the 2020-to-2023 change.
State comparison: Ohio's places average +0.9% for 2020-to-2023, against Mount Pleasant's 2.6%.
Density in Ohio: Mount Pleasant ranks 358th by people per square mile.
Density vs Ohio: Mount Pleasant's 1,498 people per square mile compare with a state median of 1,289.
Location: mapped by the US Census Bureau at 40.1759, -80.7997.
Nearest larger cities: Dillonvale (2 mi); Adena (5 mi); Yorkville (5 mi); Tiltonsville (5 mi); Rayland (6 mi). Lenders licensed in the state serve Mount Pleasant whether or not they keep a local branch.
Smaller places nearby: Harrisville (5 mi); Windsor Heights (7 mi); New Athens (10 mi).
Smaller neighbours: 68 places smaller than Mount Pleasant sit within 50 miles.
Larger places within 100 miles: 596.

The geography behind Mount Pleasant

Inside Mount Pleasant's boundaries lie about 0.3 square miles of land, with no significant water area recorded. That land carries about 1,498 people per square mile. Columbus, the largest place in Ohio, is about 116 miles from Mount Pleasant. Within 50 miles of Mount Pleasant there are 183 larger Census places. By land area it ranks 812th of 924 Ohio places.

Mount Pleasant's place among Ohio's 924 places

Set beside Ohio's 924 places, Mount Pleasant ranks 720th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Mount Pleasant ranks 825th of 924 in Ohio (about the 11th percentile). At about 1,498 people per square mile, Mount Pleasant is the 358th most densely settled place in Ohio. By land area, its 0.3 square miles rank 812th of 924 places in Ohio.

How lenders reach Mount Pleasant

At roughly 1,498 people per square mile, Mount Pleasant is moderately settled; 183 larger places lie within 50 miles. A Ohio licence lets a lender serve Mount Pleasant without a local office, so branch density does not change what its 382 residents are offered. For a larger market, the closest option is Dillonvale, OH about 2 miles away.

The Mount Pleasant borrowing checklist

A sensible order of operations for a loan in Mount Pleasant, home to about 382 people:

Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
Test your amount and term in the personal loan calculator first.
Line up several pre-qualified offers and let the APR decide.
Make sure the lender appears in the Ohio regulator's licence list.
Make sure the new payment leaves room in a budget you already keep.
Choose a term you can live with; stretching it lowers the payment but raises total interest.
Borrow only what the purpose requires, not the maximum you are offered.

What differs between Mount Pleasant and the rest of Ohio is not the process but the borrower's own file, among the 382 people here.

Which Ohio laws govern a loan in Mount Pleasant

When Ohio does not publish a figure, the row links to the source instead of inventing a number; Mount Pleasant is bound by the same rules.

Rule	Detail	Source
State lending regulator	Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."	Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16
Payday lending status	Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403).	Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16
Small-loan / installment lender licensing	Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders).	Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16

Compare personal loan offers Run the numbers first

Common questions

What are my options in Mount Pleasant if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Mount Pleasant is the same as anywhere in Ohio.

What loan size can I expect in Mount Pleasant?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Mount Pleasant?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Mount Pleasant cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Dillonvale, OH — population 599
Adena, OH — population 646
Harrisville, OH — population 173
Yorkville, OH — population 942
Martins Ferry, OH — population 6,076
Tiltonsville, OH — population 1,225
Rayland, OH — population 383
Brookside, OH — population 524