Personal loans in Holloway, OH
Population in Holloway dropped about 2.1% over the three years from 2020 to 2023. The Census estimates 325 residents in Holloway, which ranks it 739th of 924 places in Ohio.
Holloway is a small community of about 325 residents, and a personal loan taken out here is governed by Ohio statute. Read the disclosure for an origination fee and any prepayment penalty before signing in Holloway. Rate ceilings, licensing requirements and product limits for Holloway are all set at the Ohio level. The next larger city is Flushing, OH about 4 miles away.
Holloway: the sourced local profile
Here is the sourced Census picture for Holloway, plus the Ohio lending rules that apply to a loan taken out here.
- Population: 325 people, a figure that places Holloway 739th among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 2.1% across the 2020-to-2023 comparison.
- Absolute change: 7 residents lost between 2020 and 2023.
- Size percentile: roughly 20% of Ohio places rank below Holloway.
- Density: roughly 342 residents per square mile, spread over 0.9 sq mi of land.
- Land area rank: Holloway's 0.9 square miles rank 535th of 924 places in Ohio.
- Water: Holloway holds about 0.01 square miles, the 379th-largest water area in Ohio.
- State population share: Holloway accounts for about 0.0% of everyone in Ohio.
- National rank: Holloway is the 14,835th most populous of the 19,457 Census places covered here.
- Growth rank: Holloway ranks 747th among Ohio's 924 places for the 2020-to-2023 change.
- Versus Ohio: the state average change is +0.9%, while Holloway moved 2.1%.
- Density in Ohio: Holloway ranks 860th by people per square mile.
- Against the state median: Holloway runs about 342 residents per square mile, where the Ohio median is 1,289.
- Location: the Census Gazetteer records it at 40.1618, -81.1309.
- Nearest larger cities: Flushing (4 mi); Cadiz (10 mi); Belmont (10 mi); Bethesda (10 mi); Barnesville (12 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: New Athens (7 mi); Morristown (8 mi); Freeport (8 mi).
- Smaller neighbours: 52 places smaller than Holloway sit within 50 miles.
- Within 100 miles: 651 places are larger than Holloway.
Holloway on the map
Inside Holloway's boundaries lie roughly 0.9 square miles of land and 0.01 square miles of water. Spread across it are roughly 342 residents per square mile. For the state's biggest city, Columbus, the distance is roughly 99 miles. A 50-mile radius around Holloway takes in 114 places that are larger. By land area it ranks 535th of 924 Ohio places.
Lender access in Holloway
Holloway is lightly settled, with about 342 people per square mile and 114 larger places within 50 miles. Lenders licensed in Ohio reach Holloway's 325 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Flushing, OH about 4 miles away.
How Ohio law applies in Holloway
Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Holloway lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
What a Holloway borrower is actually offered
Holloway is a small community of about 325 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Holloway lender to disclose the APR and finance charge before you sign. Shortening the term on a Holloway loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Where Holloway sits in Ohio
Within Ohio, Holloway holds roughly 0.0% of all residents, the 739th-largest share among 924 places. On the 2020-to-2023 trend, Holloway stands 747th among Ohio's 924 places — roughly the 19th percentile. Its roughly 342 residents per square mile place it 860th among Ohio's places. By land area, its 0.9 square miles rank 535th of 924 places in Ohio.
Common questions
What are my options in Holloway if my credit is poor?
What loan size can I expect in Holloway?
Do I have to pledge anything to borrow in Holloway?
Does comparing loans in Holloway cost me credit score points?
Nearby places
- Flushing, OH — population 807
- Morristown, OH — population 240
- New Athens, OH — population 214
- Freeport, OH — population 315
- Fairview, OH — population 69
- Bethesda, OH — population 1,183
- Deersville, OH — population 65
- Belmont, OH — population 404