Personal loans in Holloway, OH

Population in Holloway dropped about 2.1% over the three years from 2020 to 2023. The Census estimates 325 residents in Holloway, which ranks it 739th of 924 places in Ohio.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Holloway is a small community of about 325 residents, and a personal loan taken out here is governed by Ohio statute. Read the disclosure for an origination fee and any prepayment penalty before signing in Holloway. Rate ceilings, licensing requirements and product limits for Holloway are all set at the Ohio level. The next larger city is Flushing, OH about 4 miles away.

Holloway: the sourced local profile

Here is the sourced Census picture for Holloway, plus the Ohio lending rules that apply to a loan taken out here.

Holloway on the map

Inside Holloway's boundaries lie roughly 0.9 square miles of land and 0.01 square miles of water. Spread across it are roughly 342 residents per square mile. For the state's biggest city, Columbus, the distance is roughly 99 miles. A 50-mile radius around Holloway takes in 114 places that are larger. By land area it ranks 535th of 924 Ohio places.

Lender access in Holloway

Holloway is lightly settled, with about 342 people per square mile and 114 larger places within 50 miles. Lenders licensed in Ohio reach Holloway's 325 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Flushing, OH about 4 miles away.

How Ohio law applies in Holloway

Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Holloway lender must follow.

RuleDetailSource
State lending regulatorOhio Department of Commerce, Division of Financial Institutions (Consumer Finance Section).
Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages).
Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16
Payday lending statusLegal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount.
Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403).
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16

What a Holloway borrower is actually offered

Holloway is a small community of about 325 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Holloway lender to disclose the APR and finance charge before you sign. Shortening the term on a Holloway loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Holloway sits in Ohio

Within Ohio, Holloway holds roughly 0.0% of all residents, the 739th-largest share among 924 places. On the 2020-to-2023 trend, Holloway stands 747th among Ohio's 924 places — roughly the 19th percentile. Its roughly 342 residents per square mile place it 860th among Ohio's places. By land area, its 0.9 square miles rank 535th of 924 places in Ohio.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Holloway if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Holloway is the same as anywhere in Ohio.
What loan size can I expect in Holloway?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Holloway?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Holloway cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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